Is there a list of Nationwide panel solicitors in Wandsworth on the Building Society Association’s Website?
Unfortunately not yet. There is no such directory service on the CML or Building Society Association websites. Very few lenders make their panel listings available on the web. If you are looking for a Wandsworth solicitor on the Nationwide please make the most of our facility.
Last month we had a mortgage agreed in principle with Clydesdale. Wandsworth conveyancing practitioners have been appointed. What is the average time that one could expect to receive a mortgage offer from Clydesdale?
There is no definitive answer here. Have Clydesdale completed the survey? Have you informed Clydesdale as to your lawyers' details and checked that your lawyers are on the Clydesdale conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I have today made my last payment due on my mortgage with Leeds Building Society. I assume I don't need a Wandsworth conveyancing practitioner on the Leeds Building Society panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Leeds Building Society mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Leeds Building Society mortgage from the register. Leeds Building Society, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Leeds Building Society has sent the Land Registry the discharge electronically, and
- Leeds Building Society has instructed the Land Registry to do so
I require quick conveyancing in Wandsworth as I have pressure to sign on the dotted line within one month. Fortunately I do not require a mortgage. Is it possible to avoid the conveyancing searches to save fees and time?
As you are are a cash buyer you have the choice not to do searches although no solicitor would suggest that you don't. Drawing on years of experience of conveyancing in Wandsworth the following are instances of what can show up and adversely affect future saleability: Enforcement Notices, Overdue Fees, Overdue Grants, Unadopted Roads,...
I am purchasing my first flat in Wandsworth benefiting from help to buy. The developers would not reduce the amount so I negotiated 6k of additionals instead. The sale representative advised me not inform my solicitor about this extras as it could jeopardize my loan with Alliance & Leicester . Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
What tools are available to identify a Wandsworth solicitor on the Halifax conveyancing panel? I am a keen cyclist and am prepared to travel upto 10miles to meet the lawyer.
Feel free to make use of the facility on this website. Please select a bank and your location and you will see a number of Wandsworth conveyancing lawyers based on proximity. We have listed some Wandsworth conveyancing firms towards the end of this page and you can call them to see if they are on the Halifax panel
Should I appoint a Wandsworth conveyancing practitioner based in the location that I am hoping to buy? I have an old university friend who can execute the legal formalities however his firm is located 400kilometers drive away.
The primary upside of using a high street Wandsworth conveyancing practice is that you can visit the firm to sign paperwork, present your identification documents and apply pressure on them if necessary. They will also have local intelligence which is a benefit. That being said nothing is more important than finding someone that will do a good and efficient job. If other friends have used your friend and on the whole were impressed that must outweigh using an unknown Wandsworth conveyancing solicitor solely due to them being based in the area.