It is a dozen years since I bought my house in Peacehaven. Conveyancing solicitors have now been instructed on the sale but I can't find my deeds. Is this a problem?
Don’t worry too much. Firstly there is a chance that the deeds will be with the mortgage company or they could be archived with the solicitor who oversaw the purchase. Secondly in all probability the property will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing solicitors obtaining current official copies of the land registers. Most conveyancing in Peacehaven relates to registered property but in the unlikely event that your home is unregistered it adds to the complexity but is not insurmountable.
How does conveyancing in Peacehaven differ for new build properties?
Most buyers of new build residence in Peacehaven contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the premises is constructed. This is because house builders in Peacehaven tend to acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Peacehaven or who has acted in the same development.
What tools are available to search for a Peacehaven solicitor on the Nationwide Building Society conveyancing panel? I have wheels and am happy to travel upto 25miles to meet the lawyer.
You can use the tool on this website. Please select a bank and your location and you will see a number of Peacehaven conveyancing lawyers based on proximity. We have detailed some Peacehaven conveyancing firms towards the end of this page and you can telephone them to check if they are on the Nationwide Building Society member panel
I have been sourcing a conveyancing lawyer in Peacehaven for my home move. Is it possible to see a firm’s complaints history with the legal regulator?
One can find documented Solicitor Regulator Association (SRA) determinations stemming from investigations from 2008 onwards. Visit Check a solicitor's record. For records Pre 2008, or to check a solicitors history, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, dial +44 (0)121 329 6800. The regulator may monitor call for training reasons.
Sixweeks into purchasing a property in Peacehaven. Conveyancing lawyer has told us the title is "Leasehold". Should this impact the salability of the property?
Peacehaven conveyancing does not normally involve leasehold houses. The key factor here is the remaining lease term and the ground rent. If it's 999 years with a peppercorn rent, it's almost the same as freehold, so it shouldn't impact the saleability significantly.
At the other end of the spectrum, if it's, say, fifty five years it will have a adverse impact on the value, and probably wouldn't be mortgageable. The length of lease and ground rent will be stated in the lease which should be made available to your property lawyer.