My husband and I are getting closer to an exchange on a property in Ditchling and my parents have sent the 10% deposit to my solicitor. I am now informed that as the deposit has been sent from someone other than me my conveyancer needs to disclose this to my mortgage company. Apparently, in also acting for the lender he must advise them that the balance of the purchase price is coming from anyone other than me. I disclosed to the lender concerning my parents' contribution when I applied for the mortgage, so is it really necessary for this now to hold matters up?
The conveyancing practitioner is legally required to clarify with lender to make sure that they understand that the balance of the purchase price is not from your own funds. Your solicitor can only disclose this to your lender if you agree, failing which, your lawyer must cease to continue acting.
Completed the sale of my flat in Ditchling last April but our buyer keeps telephoning every few hours complaining that her lawyer is waiting to hear from mine. What are the post completion sale legalities following completion?
Following your sale your lawyer should send the transfer documentation and all of the paperwork to the purchaser's lawyers. Depending on the transaction, your lawyer must also confirm that the mortgage has been discharged to the purchasers solicitors. There are no post completion formalities just for conveyancing in Ditchling.
We are purchasing a property and the conveyancer has raised the issue of Chancel Repair for which the house may be obligated to pay given it’s proximity to the area of such a church. He has suggested insurance. Is this strictly appropriate for conveyancing in Ditchling
Unless a previous acquisition of the property completed post 12 October 2013 you can expect lawyers carrying out conveyancing in Ditchling to remain recommending a chancel search and or insurance against a claim.
My partner has urged me to use his conveyancers in Ditchling. Do I follow his recommendation?
Much as we are happy to recommend a Ditchling conveyancing lawyer the ideal way to select a conveyancing lawyer is to seek feedback from friends or relatives who have experience in using the firm you're considering.
My mother and father cant seem to find their Ditchling land registry title on the site. They have a vague recollection back in the 60’s when they bought the property there were complications with the address not being recognised in some systems.
Almost all premises in Ditchling should be revealed. Have you tried a search to just the postcode. Ordinarily it should disclose all the residences within the postcode. Where recorded it will be there with a title number. If they bought sixty years ago it's conceivable it may be not yet registered. The address may still be revealed but with the title number identified as 'na'. In this scenario you will need to track down the original title deeds which might be with your parent’s lender.