Having sold my house in Pocklington last April yet the purchaser is telephoning every few hours complaining that his lawyer needs to hear from mylawyer. What are the post completion sale legalities now that I have sold?

Post completion of your house sale your conveyancer is obliged to deliver the transfer deeds and all supplemental paperwork to the purchaser's lawyers. If applicable, your solicitor must also evidence that the legal charge in favour of the lender has been discharged to the purchasers conveyancers. There is unlikely to be post completion steps peculiar conveyancing in Pocklington.

How can we know in advance if a Pocklington conveyancing solicitor on the HSBC panel is any good?

When it comes to conveyancing in Pocklington seeking recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always recommend that you speak with the lawyer carrying out your conveyancing.

I can not work out if my lender requires a lease extension. I have called into my local Pocklington bank branch on various occasions and was told it wasn't an issue and they would lend. My Pocklington conveyancing solicitor - who is on the lender conveyancing panel- called to say that they refuse to lend based on their published requirements. Who do I believe?

As long as the lawyer is on the bank approved list, she or he must adhere to the Council of Mortgage Lenders’ Handbook conditions for the lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.

I was told two weeks ago that my mortgage has been agreed to by Nationwide. Is it usual for Nationwide to only issue the offer once my solicitor in Pocklington is approved on their conveyancing panel? Nationwide have asked my solicitor to see a copy of their PI Insurance.

A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Nationwide to deal with your lawyer's application to be on the Nationwide conveyancing panel. There's no guarantee that your solicitor will be accepted.

Should our solicitor be asking questions about flooding during the conveyancing in Pocklington.

Flooding is a growing risk for solicitors carrying out conveyancing in Pocklington. There are those who acquire a property in Pocklington, completely aware that at some time, it may suffer from flooding. However, aside from the physical damage, if a house is at risk of flooding, it may be difficult to get a mortgage, suitable insurance cover, or dispose of the property. Steps can be carried out as part of the conveyancing process to forewarn the buyer.

Conveyancers are not best placed to give advice on flood risk, but there are a numerous checks that can be undertaken by the purchaser or by their conveyancers which should give them a better appreciation of the risks in Pocklington. The standard information given to a buyer’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a standard inquiry of the vendor to discover if the premises has suffered from flooding. If flooding has previously occurred and is not disclosed by the vendor, then a buyer could commence a legal claim for losses as a result of such an misleading reply. A buyer’s conveyancers may also commission an environmental report. This will reveal whether there is a recorded flood risk. If so, further investigations will need to be made.

Should I use a Pocklington conveyancing lawyer based in the location that I am purchasing? I have an old university friend who can deal with the legal work however his firm is located approximately 350miles drive away.

The primary upside of using a local Pocklington conveyancing practice is that you can drop in to sign documents, deliver your ID and apply pressure on them where appropriate. Having local Pocklington know how is a plus. That being said it's more important to get someone that will pull out all the stops for you. If if people you trust instructed your friend and they were happy that must trump using an unfamiliar Pocklington conveyancing solicitor just because they are based in the area.

I own a leasehold flat in Pocklington. Conveyancing and Bank of Scotland mortgage organised. I have received a letter from someone claiming to own the freehold. It included a ground rent demand for rent dating back to 1992. The conveyancing practitioner in Pocklington who previously acted has long since retired. Any advice?

First make enquiries of the Land Registry to be sure that this person is in fact the new freeholder. You do not need to incur the fees of a Pocklington conveyancing solicitor to do this as it can be done on-line for less than a fiver. Rest assured that regardless, even if this is the rightful freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

Leasehold Conveyancing in Pocklington - Examples of Questions you should ask Prior to Purchasing

Make sure you discover if the the lease contains any adverse restrictions in the lease. For instance some leases prohibit pets being permitted in certain buildings in Pocklington. If you love the propertyin Pocklington however your dog can’t make the move with you then you have a very hard decision. This question is useful as a) areas can result in problems in the building as the communal areas may start to deteriorate where repairs remain unpaid b) if the leasehold owners have an issue with the managing agents you will need to have all the details Please tell me if there are any major works on the horizon that could add a premium to the maintenance fees?