We are planning to purchase with Norwich and Peterborough Building Society. I went into 3 or 4 high street solicitors but am struggling to find a Rainford conveyancing firm on the Norwich and Peterborough Building Society panel. Please you help?
Feel free to make the most of the find a conveyancing panel solicitor tool on this web page. Please choose the building society and type Rainford or your location and you will see a number of lawyer offices in Rainford or by proximity to you.
2 months have elapsed following my purchase conveyancing in Rainford completed. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Over the last few months I have been searching for a flat up to £195,000 and found one close by in Rainford I like with open areas and station in the vicinity, the downside is that it's only got 49 remaining years left on the lease. I can't really find anything else in Rainford suitable, so just wondered if I would be making a mistake purchasing a lease with such few years left?
Should you need a mortgage the remaining unexpired lease term may be a potential deal breaker. Discount the price by the expected lease extension will cost if not already taken into account. If the current owner has owned the premises for a minimum of 2 years you can ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should consult your conveyancing lawyer concerning this matter.
Am I right to be concerned by third parties that I am dealing with are recommending a nationwide conveyancing firm rather than a High Street Rainford conveyancing firm?
As with lots of service providers, often referrals from relatives can be extremely useful or valuable. But there are many players in a conveyancing deal; estate agents, financial adviser and lenders might all put forward lawyers to use. Sometimes the lawyers might be known to one of the organisations as experts in their field, but sometimes there may be a commercial relationship behind the recommendation. You have the right to appoint your preferred conveyancer. However, bear in mind that the majority of banks specify a panel list of law firms you must use for the lender related work in your transaction.
I am four weeks into a freehold purchase having been referred to solicitors by the estate agent to carry out the conveyancing in Rainford. I am not happy. Can you you assist me in finding new solicitors?
They would have to be very bad in order to consider diss instructing them. Has your mortgage offer been sent? In the event that it has you need to inform them of the new contact details and have the mortgage documents are issued to the new lawyers. The solicitor ideally needs to be on the mortgage company approved list to avoid supplemental costs and delays. That should be your first question of the new conveyancers. The search tool can assist you in finding a bank approved lawyer for your conveyancing in Rainford