My mortgage broker has requested my Skelmersdale lawyer’ panel reference for the Nat West conveyancing panel. What is the best way to find this out. I have tried my local Skelmersdale office but they cant find it on their system.

Have you tried calling your Skelmersdale conveyancing practitioner about this?. Most Skelmersdale conveyancing firms will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each mortgage company.

Are the Skelmersdale conveyancing solicitors identified as being on the Leeds Building Society conveyancing panel, together with their details provided by Leeds Building Society?

Skelmersdale conveyancing firms themselves provide us confirmation that they are on the Leeds Building Society conveyancing panel as opposed to being supplied with a list from Leeds Building Society directly.

We are aiming to move home in December. Does my conveyancing solicitor call the removal company on the completion day. On a separate note, can you recommend a removal company in Skelmersdale. Conveyancing lawyer was found before I stumbled across this page.

On the day of completion you will need to pick up the keys from your property agent but this should only be done when the sellers conveyancers confirm to the agent that the monies to complete are in and the keys can be passed over. After that you will need to advise the removal men that they can start moving you in. We do not recommend a particular removal company but can assist you in locating a residential property solicitor in Skelmersdale or a solicitor that specialises in conveyancing in Skelmersdale.

The formalities of my remortgage has taken place for my property in Skelmersdale. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?

Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.

I am selling my flat. I had a double glazing fitted in December 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Aldermore are being problematic. The Skelmersdale solicitor who is on the Aldermore conveyancing panel is recommending indemnity insurance as a solution but Aldermore are requiring a building regulation certificate. Why do Aldermore have a conveyancing panel if they don't accept advice from them?

It is probably the case that Aldermore have referred the matter to their valuer. The reason why Aldermore may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

I'm converting the mortgage on my current house to a buy to let mortgage with Bank of Ireland and intend to use the remaining equity as a deposit on a second property. The location we are interested in is Skelmersdale. Will your conveyancers be able to act for both sets of banks and tie in the conveyances?

Make use of our comparison tool on this site to check that the conveyancers are on the relevant lender panels. On the basis that they are your solicitor should be able to tie up the two transactions but you should talk with you solicitor and make apparent your desired outcome and needs.

I am looking at a two flats in Skelmersdale both have about 50 years unexpired on the lease term. should I be concerned?

There are plenty of short leases in Skelmersdale. The lease is a right to use the premises for a prescribed time frame. As the lease gets shorter the value of the lease reduces and it becomes more expensive to acquire a lease extension. For this reason it is generally wise to increase the term of the lease. It is often difficult to sell a property with a short lease because mortgage companies less inclined to grant a loan on properties of this type. Lease enfranchisement can be a difficult process. We recommend you get professional assistance from a conveyancer and surveyor with experience in this area.

Skelmersdale Conveyancing for Leasehold Flats - A selection of Queries Prior to buying

The answer will be helpful as a) areas may result in problems for the block as the communal areas may begin to deteriorate where maintenance remain unpaid b) if the leasehold owners have an issue with the managing agents you will wish to have all the details Does the lease contain onerous restrictions? How long is the Lease?