We were just about to sign contracts for a leasehold flat in Ravenglass. We encountered a stumbling block. Our loan offer with Alliance & Leicester runs out on 13/1/2025 but the vendors are putting forward a completion date of 15/1/2025. Is it possible to extend the loan offer?
The person best placed to deal with your concern is your conveyancer who is in a position to assess if he or she is corresponding with the mortgage company, owner’s solicitors, estate agents or conceivably all three based on the history of your house move as of today.
We note that you have a search directory listing firms on the HSBC conveyancing panel. Do companies pay you a commission if I instruct them for our conveyancing in Ravenglass?
We are a listing service only for law firms wishing to communicate if they are on the HSBC conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Ravenglass.
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Ravenglass?
Two types of professional can conduct conveyancing in Ravenglass namely CLC regulated conveyancers or solicitors. The two can handle the legal services that you need to complete the disposal or purchase of property. They are both obliged to carry out Ravenglass conveyancing to the same standards and guidelines so you can be safe in the knowledge that your conveyancing will be professionally administered and that the necessary procedures will be appropriately followed.
I happen to be the only recipient of my late father’s will and I have everything in my name now, including the my former home in Ravenglass. Conveyancing formalities meant that the Land Registry date was in October. I plan to dispose of the property. I do know about the CML six month 'rule', which means that my proprietorship will be considered the same way as if I'd bought the house in October. Do I have to wait 6 months to sell?
The Council of Mortgage Lenders’ handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be affected by that. Some mortgage companies would take a pragmatic view as this requirement is principally there to pick up on the purchase and immediately sell or the quick reselling of properties.
Skipton have agreed my home loan in principle, my offer on a apartment in Ravenglass has been agreed to, what happens next?
Your estate agent will need to know who your solicitors are (make sure the conveyancing practitioners are on the bank’s approved list). Call up Skipton or your broker and finalise any relevant documentation. Skipton will sellect a valuer who will get in touch with the selling agent or owners to book a time for the valuation to take place. Once carried out (assuming no problems) it takes approximately a week for the mortgage offer to be issued. Skipton will send the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Ravenglass.
I am downsizing from my house. My previous lawyers has retired. I am in need of a recommendation of a conveyancing firm. I happen to live in Ravenglass if that affects matters.
Do use our search tool to help you find a solicitor for your conveyancing in Ravenglass. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
My husband and I are four weeks into a freehold purchase having been directed to a firm by the estate agent to execute conveyancing in Ravenglass. I am not happy. Can you help me find new solicitors?
A lawyer would need to be really poor to suggest changing them. Has your loan offer been generated? In the event that it has you will need to make them aware of the new contact details and ensure the mortgage documents are re-issued. The solicitor ideally should be on the banks panel to avoid supplemental charges and delays. So that should be your starting point. The search tool can help you find a bank approved lawyer for your conveyancing in Ravenglass