In the event thatI was to purchase a simple residential housein Rhayader mortgage fee and have no survey and no conveyancing searches how much would I expect to have to pay for conveyancing in Rhayader?
Any savings you would gain would be limited to the Rhayader conveyancing searches. A property lawyer is obliged to do the vast majority of work - money laundering, correspond with your sellers property lawyer, stamp duty return, register the title etc. A marginal saving might be made by not having to register a mortgage but it won't be a lot.
Do the Building Society Association intend to launch a online directory to to identify law firms on the Earl Shilton BS conveyancing panel for instance in Rhayader?
We have not been informed any plans on the part of the BSA to develop such a search facility.
This question may be naive but I am new to the house moving as a first time buyer of a garden flat in Rhayader. Do I collect the keys to the property on completion from my solicitor? If so, I will use a High Street conveyancing solicitor in Rhayader?
On the day of completion you will not be required to go to the conveyancers office in Rhayader. Conveyancing lawyers for you will transfer the purchase money to the vendor’s solicitors, and once they have received this, you should be able to collect the keys from the Estate Agents and start moving into the property. Usually this happens between 1 and 3pm.
Last month we had a mortgage agreed in principle with Virgin Money. Rhayader conveyancing lawyers were instructed. What is the average time that one could expect to receive a mortgage offer from Virgin Money?
There is no definitive answer here. Have Virgin Money done the valuation? Have you advised Virgin Money as to your lawyers' details and checked that your lawyers are on the Virgin Money conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
My fiancee and I are at the point of viewing flats in Rhayader and I am now considering a potential offer. Is it sensible to have a lawyer on ‘stand by’? I will be getting a home loan with Skipton.
It would be prudent to commence your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the estate agent. As you are seeking a mortgage with Skipton, ask your prospective lawyers if they are on the Skipton conveyancing panel otherwise they can't do the mortgage legal work.
It has been 3 months following my purchase conveyancing in Rhayader took place. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Are there any apps to assist me to search for a Rhayader law firm on the Bank of Ireland conveyancing panel? I drive a motor bike and am prepared to travel upto 10miles to meet the conveyancer.
You can use the facility on this website. Please pick a bank and your location and you will see a number of Rhayader conveyancing lawyers locally. We have listed some Rhayader conveyancing firms at the bottom of this page and you can ring them to check whether they are on the Bank of Ireland approved list