I purchased a freehold premises in Ruxley but still charged rent, why is this and what is this?
It is rare for properties in Ruxley and has limited impact for conveyancing in Ruxley but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the establishment of fresh rentcharges post 1977.
Previous rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence after 2037 will be extinguished.
I have an AIP. The lender mentioned the loan came with free conveyancing. Is the implication that I have to appoint their panel lawyer as I would much rather appoint a specialised conveyancing solicitor in Ruxley?
Do check but the chances are that allocate you one of their panel solicitors if you take up the "fee-free" deal. Call the lender and determine if they offer you a monetary alternative. Some banks have previously offered a £250 cashback as a further option in which case you could put that amount towards the cost for your conveyancing solicitor in Ruxley.
Me and my partner are buying a flat in Ruxley. I might seem paranoid but how we can trust a lawyer? On completion day we have to deposit funds into their account. What is the protection we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
We are buying a 4 bedroom semi-detached house in Ruxley. We would like to convert the garage to a playroom at the house.Will legal work on the property involve investigations to ascertain if these alterations are prohibited?
Your property lawyer will review the deeds as conveyancing in Ruxley will on occasion identify restrictions in the title deeds which restrict certain changes or necessitated the permission of a 3rd party. Many additions require local authority planning consent and approval under the building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these things with a surveyor prior to committing yourself to a purchase.
is it true that all Ruxley solicitors on the Barclays conveyancing panel are regulated by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Barclays conveyancing panel they would need to be overseen by the Solicitors Regulatory Authority. Some mortgage companies do allow licenced conveyancers on their panel in which case such firms would be regulated by the CLC.
I note that there are debates on Chancel Insurance on online forums. Do I need chancel insurance when buying a house in Ruxley? or Apparently there is an ancient law that could mean that house owners living in a parish church boundary may be liable to contribute towards maintenance to the chancel in proximity to the church. Is this appropriate for conveyancing in Ruxley?
Unless a prior acquisition of the property completed after 12 October 2013 you may assume that lawyers handling conveyancing in Ruxley to remain encouraging a chancel search and or chancel repair liability policy.
My in 2005. He has since got wed, widowed and in recent months got remarried. He now wants to the sell the Ruxley property. I suspect that he will simply be asked to supply copies of his marriage certificates to the conveyancing practitioner but he is concerned it will hold up the conveyancing. Is it worth updating the title details for the property?
You are not required to update the register as long as you have the evidence required to show how the name change has come about.
The purchaser’s conveyancer should review the registered information and request evidence by way of proof of the name change for instance marriage documentation.