Our son-in-law is buying a new build apartment in St Mary Cray with a home loan from Skipton. His solicitor has said that there is a delay in completing the ‘Disclosure of Incentive Form’. Who needs to receive the form?

The document is intended to provide information to the main parties involved in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Skipton conveyancing panel as a standard part of the process, and to the surveyor when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Skipton conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

Completed the sale of my flat in St Mary Cray last September but the buyer keeps texting daily to moan that their conveyancer is waiting to hear from mysolicitor. What should have happened now that I have sold?

Following your disposal your lawyer should deliver the transfer deeds and all of the paperwork to the buyer’s lawyers. Where appropriate, your conveyancer must also send confirmation that the legal charge in favour of the lender has been repaid to the buyers solicitors. There are no post completion tasks unique to conveyancing in St Mary Cray.

I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in St Mary Cray. My lender is Platform

Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 27/1/2025, the requirements read as follows :

I am buying a new build apartment in St Mary Cray. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Set out below are examples of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in St Mary Cray

Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Forfeiture - bankruptcy or liquidation must not apply under this provision. There must be mutual enforceability of lessee’s covenants.

I am looking into buying my first house which is in St Mary Cray and I am already nervous. I couldn't find anything specific about St Mary Cray. Conveyancing will be needed in due course but do you know about the St Mary Cray area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at St Mary Cray. In the meantime here are some basic statistics that we found