My Solicitor in Rye is not on the Barclays Direct Solicitor Panel. Is it possible for me to use my family solicitor even though they are not on the Barclays Direct list of approved lawyers?
Your options are as follows:
- Carry on with your existing Rye lawyers but Barclays Direct will need to retain a lawyer on their list of acceptable firms. This will inevitably rack up the overall legal fees as well as cause frustration.
- Choose an alternative practitioner to to deal with the purchase, remembering to check they are on the Barclays Direct panel
We are getting the release of further monies on our home loan from TSB as we intend to conduct improvements to our property in Rye. Do we need to choose a high street Rye solicitor on the TSB conveyancing panel to deal with the paperwork?
TSB do not ordinarily require firms on their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the TSB panel.
Intending to buy a maisonette in Rye. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the RBS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Rye conveyancing practitioner is on the RBS conveyancing panel.
Kent Reliance have agreed my mortgage in principle, my offer on a property in Rye has been agreed to, what are the next steps?
The property agent will need to be advised as to your conveyancer's details (ensure that the property lawyers are on the bank’s panel). Telephone Kent Reliance or your financial adviser and finish off any appropriate forms. Kent Reliance will sellect a valuer who will get in touch with the selling agent or owners to book a slot for the valuation to happen. Once conducted (assuming no problems) it takes approximately ten days for the mortgage offer to be issued. Kent Reliance will issue the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Rye.
I am buying a new build apartment in Rye. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Rye
-
Please supply a car parking plan. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.
Due to the guidance of my in-laws I had a survey completed on a property in Rye in advance of retaining lawyers. I have been informed that there is a flying freehold overhang to the house. My surveyor has said that some banks may not grant a mortgage on such a property.
It varies from the lender to lender. Bank of Scotland has different requirements from Nationwide. If you contact us we can look into this further via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Rye. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Rye to see if the conveyancing will be more expensive.
How much experience do your Rye conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?
Rye conveyancing lawyers help thousands of buyers move home every year and supported plenty of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Rye conveyancers have worked on recent similar matters.