Is it realistic for conveyancing in Hastings to be finalised within 3 weeks?

In a situation where you are under time constraints for your conveyancing it is highly recommended that your solicitor is familiar with the area as they will have local relationships and intelligence. It is even conceivable that they could have handled otherhouses in the same street. Therefore consider using a Hastings conveyancing solicitor. Second, double check that the lawyer is on the lender panel. It is believed that just under twenty per cent of Hastings conveyancing deals are held up or derailed after finding out that a purchaser’s lawyer was not on their mortgage lender’s member panel. In many cases this discovery resulted in the home move being frustrated by almost three weeks. It is estimated that this issue impacts approximately one hundred thousand home sales annually. Almost all Hastings conveyancing practices can not act for certain banks so do check at the outset.

We wanted to use a property lawyer in Hastings for our house move. Our broker has since advised us that our mortgage lenders HSBC Bank won't deal with them. Why is this not regarded as unduly restrictive?

Mortgage Companies tend to restrict either the category or the amount of conveyancing firms on their panel. Typical examples of such restriction(s) being that a firm must have two or more partners. In addition to restricting the type of firm, a few banks have limited the number of solicitor practices they allow to act for them. You should note that HSBC Bank have no responsibility for the quality of advice provided by any member of HSBC Bank Conveyancer Panel. Mortgage fraud was a primary driver in the rationalisation of solicitor panels since 2008 even though there remains differing opinions concerning the extent of solicitor engagement in some of that fraud. Data from the Land Registry indicate that thousands of law firms, including some in or near Hastings only execute a couple conveyances per annum.

I appreciate that there are debates on Chancel Insurance on online forums. Do I need this when purchasing a property in Hastings? or Apparently there is a law dating back centuries that means some owners of property residing in a parish church boundary may be liable to pay for maintenance towards the chancel within the church. Is this relevant for conveyancing in Hastings?

Unless a prior purchase of the property took place post 12 October 2013 you can assume that solicitors delivering conveyancing in Hastings to continue to suggest a chancel search and or insurance against a claim.

Just had an offer accepted on a new build flat in Hastings. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here is a sample of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Hastings

Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.

Due to the advice of my in-laws I had a survey completed on a house in Hastings in advance of instructing lawyers. I have been advised that there is a flying freehold overhang to the property. Our surveyor has said that some lenders tend not give a loan on this type of premises.

It varies from the lender to lender. Bank of Scotland has different instructions for example to Halifax. Should you wish to telephone us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Hastings. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Hastings to see if the conveyancing costs will increase in light of this.