I am purchasing a maisonette in Salisbury. My Conveyancer has never been on on the lender approved list. Is it possible for me to appoint my Salisbury conveyancing solicitor even though they are not on the mortgage company list of approved lawyers?
You have numerous options open to you here
- Carry on with your preferred Salisbury lawyer but your lender will need to instruct a lawyer on their conveyancing panel. The net result is additional fees and potential frustration.
- Choose a fresh property lawyer to act in the purchase, making sure they are on the bank conveyancing panel.
- Appeal to your property lawyer to attempt to join the mortgage company panel
We were just about to exchange contracts for a garden flat in Salisbury. We encountered a stumbling block. Our mortgage offer with National Westminster Bank runs out on 28/3/2025 but the sellers are insisting on a completion date of 1/4/2025. Can one prolong the loan offer?
The person best placed to deal with your issue is your solicitors who will hopefully calculate if he or she is better off negotiating with the lender, seller’s lawyers, selling agents or conceivably all three taking into account what has gone on in your house move as of today.
How do I investigate if the solicitor carrying out my conveyancing in Salisbury is on the lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for TSB thus spending £192.00 in additional conveyancing bill.
Feel free to make use of the search tool on this web page. Please choose the lender and type ‘Salisbury’ or your preferred area and you will discover a number of lawyer offices in Salisbury or nearest you.
We are getting a further advance on our home loan from Leeds Building Society as we intend to carry out improvements to our house in Salisbury. Do we need to select a high street Salisbury solicitor on the Leeds Building Society conveyancing panel to deal with the legals?
Leeds Building Society do not ordinarily instruct firms on their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Leeds Building Society list.
We have a mortgage agreed in principle with Barclays. Salisbury conveyancing practitioners have been selected. How long does it take for Barclays to issue the offer to the lawyer?
There is no definitive answer here. Have Barclays done the survey? Have you advised Barclays as to your lawyers' details and checked that your lawyers are on the Barclays conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
Co-operative have agreed my home loan in principle, my offer on a apartment in Salisbury has been accepted, what happens next?
The estate agent will want to know who your solicitors are (be sure the property lawyers are on the lender’s approved list). Contact Co-operative or your financial adviser and finalise any relevant forms. Co-operative will sellect a valuer who will get in touch with the estate agent or seller to schedule a slot for the valuation to occur. Once carried out (assuming no problems) it takes on average a week for the mortgage offer to be issued. Co-operative will issue the offer to you and your property lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Salisbury.
Me and my brother purchased a semi-detached Edwardian property in Salisbury. Conveyancing lawyer acted for me and Aldermore. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold with the matching property. Is it worth asking Aldermore to clarify?
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Salisbury and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the position with the conveyancing solicitor who completed the work.