When will exchange of contracts occur in residential conveyancing in Seaton and do I need to attend the lawyers branch?
If you are near to our conveyancing solicitors in Seaton you are welcome to come in to sign documents. That being said, the firms we work with supply countrywide coverage for conveyancing and give just as comprehensive and professional a job for you when dealing with you digitally. The signing of the contract is not when everything is set in stone. A signed contract simply enables the solicitor to exchange contracts when the time is right, which is ordinarily shortly after signing. The exchange process is nowadays normally dealt with by telephone and can be very rapid, although where a lengthy "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Seaton)to be in the office available at the end of the phone to exchange contracts.
My grandmother passed away last year and as sole heir and executor I was left the property in Seaton. The house had a small mortgage remaining of approximately £8000. I want to transfer the title deeds into my name whilst I re-mortgage to TSB, pay off the mortgage. Is this allowed?
Given you intend to refinance then TSB will insist on your using a conveyancer on the TSB conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your TSB conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the TSB mortgage is registered as a charge at the Land Registry.
If you had a top tip for selecting a conveyancing solicitor in Seaton what would it be?
Do not opt for the cheapest Seaton conveyancing fees. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
Is there a list of RBS panel solicitors in Seaton on the Council of Mortgage Lender’s Website?
Unfortunately not yet. There is no such tool on the Council of Mortgage Lenders or Building Society Association sites. Very few banks make their panel listings available online. Where you are looking for a Seaton conveyancer on the RBS please make the most of our facility.
We have a mortgage agreed in principle with Clydesdale. Seaton conveyancing lawyers are appointed. How long does it take for Clydesdale to forward the offer to the conveyancing practitioner?
Some lenders take longer than others. Have Clydesdale conducted the survey? Have you informed Clydesdale as to your lawyers' details and checked that your lawyers are on the Clydesdale conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
A colleague recommended that if I am buying in Seaton I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is usually quoted for as part of the standard Seaton conveyancing searches. It is not a small document of more than thirty pages, listing and detailing significant information about Seaton around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Seaton Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Seaton Education with plans and statistics, Local Amenities and other useful data about Seaton.
As co-executor for the estate of my grandfather I am disposing of a house in Newport but reside in Seaton. My conveyancer (approximately 200 kilometers from meneeds me to execute a statutory declaration before completion. Can you recommend a conveyancing lawyer in Seaton who can witness this legal document for me?
Technically speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Normally or notary public or qualified solicitor will be fine regardless of whether they are Seaton based