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Recently asked questions about conveyancing in Seaton

We are purchasing a house and the solicitor has referenced Chancel Repair to which the property could be liable given it’s proximity to the area of such a church. She has mentioned insurance. Is this really warranted for conveyancing in Seaton

Unless a previous acquisition of the house completed post 12 October 2013 you can expect conveyancing practitioners conducting conveyancing in Seaton to remain recommending a chancel search and or insurance against a claim.

The deeds to my property are lost. The solicitors who dealt with the conveyancing in Seaton 4 years ago no longer exist. Will I be able to sell the house?

Assuming the title is registered the details of your ownership will be documented by HMLR under a Title Number. It is possible to conduct a search at the Land Registry, locate your house and secure current copies of the property title for a small fee. If the title is Leasehold then the Land Registry will usually hold a certified copy of the Registered Lease and again, a copy can be ordered for £20 inclusive of VAT.

Just had an offer accepted on a new build apartment in Seaton. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below are examples of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Seaton

    Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please confirm the Lease plans are surveyor prepared. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Forfeiture - bankruptcy or liquidation must not apply under this provision.

I need to instruct a conveyancing solicitor for freehold conveyancing in Seaton. I have stumble upon a web site which seems to have the perfect answer If there is a chance to get all this stuff completed via web that would be preferable. Do I need to be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I am hoping to put an offer on a small detached house that seems to be perfect, at a great figure which is making it more attractive. I have subsequently discovered that it's a leasehold rather than freehold. I would have thought that there are issues purchasing a house with a leasehold title in Seaton. Conveyancing advisers have are soon to be appointed. Will they explain the issues?

The majority of houses in Seaton are freehold rather than leasehold. This is one of the situations where having a local conveyancer used to dealing with such properties who can assist with the conveyancing process. We note that you are buying in Seaton so you should seriously consider looking for a Seaton conveyancing practitioner and be sure that they are used to advising on leasehold houses. As a matter of priority you will need to check the number of years remaining. Being a leaseholder you will not be at liberty to do whatever you want to the property. The lease comes with conditions such as obtaining the freeholder’spermission to carry out alterations. You may also be required to pay a contribution towards the upkeep of the estate where the house is located on an estate. Your solicitor will report to you on the legal implications.

Seaton Conveyancing for Leasehold Flats - Sample of Questions you should ask before buying

    How much is the maintenance charge and ground rent on the flat? It is important to be aware if redecorating or some other significant cost is due shortly that will be shared between the tenants and could well dramatically impact the level of the service fees or result in a one off invoice. The majority of Seaton leasehold flats will incur a service charge for the upkeep of the building invoiced by the management company. Where you acquire the flat you will have to pay this liability, usually quarterly accross the year. This may differ from two or three hundred pounds to thousands of pounds for buildings with lifts and large communal areas. There will also be a ground rent to be met annual, this is usually not a exorbitant figure, say approximately £25-£75 but you need to check it because on occasion it can be many hundreds of pounds.

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Find out more about how flying freehold can affect your the value of a property.