Do the conveyancing practitioners indexed on your site conduct right to buy conveyancing in Ottery St Mary?
We work with numerous conveyancing lawyers who can service right to buy transactions Do get in touch with us to obtain a costs illustration.
We are getting the release of further monies on our mortgage from Virgin Money as we want to carry out improvements to our house in Ottery St Mary. Are we obliged to appoint a high street Ottery St Mary solicitor on the Virgin Money conveyancing panel to handle the legals?
Virgin Money do not ordinarily appoint firms on their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Virgin Money list.
I am selling my flat. I had a double glazing fitted in June 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, UBS are being a right pain. The Ottery St Mary solicitor who is on the UBS conveyancing panel is happy to accept ‘lack of building regulation’ insurance but UBS are insisting on a building regulation certificate. Why do UBS have a conveyancing panel if they don't accept advice from them?
It is probably the case that UBS have referred the matter to their valuer. The reason why UBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Our offer on a house in Ottery St Mary has been accepted, the vendors do however have a dependent purchase. The vendors have offered on a property, however it’s not yet agreed to, and have viewings of other apartments in the pipeline. I have selected a local conveyancing solicitor in Ottery St Mary. What do I do now? When should I get the mortgage application with Nottingham started?
It is normal to have anxieties where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is in the region of £1k, then survey, Ottery St Mary conveyancing search costs, etc). First, you must ensure that your solicitor is on the Nottingham conveyancing panel. Regarding the next phase this very much depends on the uniqueness of your transaction, attraction to the property and on the state of the market. In a buoyant market the majority of buyers would apply for a home loan with Nottingham and pay for the valuation and only if it comes back ok would they pay their lawyer to press on with searches.
I am downsizing from our property in Ottery St Mary and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. A local lawyer would know that there is no such problem. For the life of me I don't know why the purchasers instructed an online conveyancing practice rather than a conveyancing solicitor in Ottery St Mary. We have lived in Ottery St Mary for three years we know that this is a non issue. Should we get in touch with our local Authority to seek confirmation that there is no issue.
It would appear that you have a conveyancing firm already. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
I have recentlybecome aware that Action Conveyancing have been shut down. They conducted my conveyancing in Ottery St Mary for a purchase of a leasehold apartment 9 months ago. How can I check that my home is not still registered in the name of the previous owner?
The easiest method to check if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Ottery St Mary conveyancing specialists.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in last month in what was supposed to be a straight forward, no chain conveyancing. Ottery St Mary is the location of the property. What do you suggest?
Flying freeholds in Ottery St Mary are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Ottery St Mary you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Ottery St Mary may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.