Should our conveyancer be raising enquiries concerning flooding as part of the conveyancing in Sherborne.

The risk of flooding is if increasing concern for lawyers dealing with homes in Sherborne. There are those who purchase a house in Sherborne, fully expectant that at some time, it may be flooded. However, aside from the physical destruction, where a property is at risk of flooding, it may be difficult to get a mortgage, satisfactory building insurance, or sell the property. Steps can be carried out as part of the conveyancing process to forewarn the purchaser.

Lawyers are not best placed to offer advice on flood risk, but there are a numerous searches that can be carried out by the purchaser or on a buyer’s behalf which will give them a better understanding of the risks in Sherborne. The conventional set of information supplied to a buyer’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a standard question of the owner to find out if the property has suffered from flooding. If the premises has been flooded in past and is not notified by the owner, then a buyer could bring a claim for damages stemming from an inaccurate response. The purchaser’s conveyancers will also commission an enviro search. This will higlight if there is a recorded flood risk. If so, further investigations will need to be initiated.

I moved into my apartment on 7 May and my personal details is not yet registered. Need I be worried? My conveyancing solicitor in Sherborne expressed confidence that it should be concluded in less than a month. Are properties in Sherborne uniquely lengthy to register?

There is nothing unique about conveyancing in Sherborne registration formalities. Rather than based on location, timescales can differ according to who lodges the application, whether it is in order and if the Land registry must send notices to any other parties. As of today approximately 80% of submission are completed in less than three weeks but some can be subject to longer delays. Historically registration is effected once the new owner is living at the premises so 'speed' is not always primary concern but where there is a degree of urgency associated with the registration then you or your lawyers should contact the land registry and explain the circumstances.

Due to the input of my in-laws I had a survey completed on a property in Sherborne before appointing lawyers. I have been informed that there is a flying freehold overhang to the house. Our surveyor advised that some banks tend not give a mortgage on such a home.

It varies from the lender to lender. HSBC has different instructions for example to Birmingham Midshires. If you e-mail us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Sherborne. Conveyancing may be slightly more expensive based on your lender's requirements.

My company is looking to lease a unit on the high street. Can you recommend lawyers offering no-move-no charges for commercial conveyancing in Sherborne for under 1500k?

We can recommend firms who have an in-depth of experience of commercial conveyancing in Sherborne, including the sale and acquisition of businesses as well as simply property. If you are looking to purchase or lease a shop, pub, restaurant, office, retail unit or a complete business we can put you in touch with the right solicitor. Regarding the costs this will depend on the structure and nuances of the proposed transaction. Please provide us with your details or call so as to enable us to furnish you with comprehensive commercial conveyancing calculation.

My husband and I are 17 days into a freehold purchase having been recommend to a firm by the high street agent to execute conveyancing in Sherborne. I am am extremely frustrated with the level of service. Can you you assist me in finding new lawyers?

They would have to be very bad in order to consider replacing them. Has your mortgage offer been issued? In the event that it has you must advise them of the new contact details and get the offer are issued to the new lawyers. Your solicitor ideally should be on the mortgage company panel to avoid added fees and delays. That should be your starting point. Our find a solicitor tool should help you find a bank approved conveyancer for your home move in Sherborne