My husband and I are nearing an exchange on a property in Skipton and my mum and dad have sent the exchange deposit to my solicitor. I am now advised that as the deposit has not arrived from me my conveyancing practitioner needs to make a notification to my bank. Apparently, in also acting for the mortgage company he must advise them that the balance of the purchase price is not just from me. I disclosed to the mortgage company regarding my parents' contribution when I applied for the home loan, so is it really necessary for this now to delay the deal?
The conveyancing practitioner is obliged to clarify with lender to make sure that they understand that the balance of the purchase price is not from your own funds. Your solicitor can only reveal this to your lender if you agree, failing which, your lawyer must cease to continue acting.
Our mortgage company has recommended solicitors on their panel based in Skipton but I would rather choose a conveyancing lawyer in Skipton local to me. Are you able to help?
It is by no means the case that all Skipton conveyancing firms are listed all lender’s conveyancing panel. Use the above find an approved solicitor tool to identify a Skipton conveyancing conveyancer on the on the mortgage company panel.
Have just purchased a probate house at auction in Skipton. Conveyancing is necessary. What are my next steps?
Given that you are now to in every practical sense signed on the dotted line you should find a conveyancing solicitor as a matter of priority as you now have a tight a drop dead date to complete the property. An auction property should have a bespoke auction set of papers. This will likely include most,if not all of the paperwork that your solicitor requires. In the case of leasehold premises the auction pack may include a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation pertinent to a leasehold property. You should give this to the solicitor instructed by you as soon as possible. Do make sure that you have funds in order to complete the transaction on the set completion date.
My wife and I buying a victorian detached house in Skipton. We would like to carry out a loft conversion at the property.Will legal work on the property include investigations to determine if these alterations are prohibited?
Your solicitor will review the deeds as conveyancing in Skipton will on occasion reveal restrictions in the title documents which prevent certain changes or need the consent of another owner. Certain works call for local authority planning permissions and approval in compliance with building regulations. Some locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these issues with a surveyor ahead of any purchase.
I am due to exchange contracts on my house. I had a double glazing fitted in November 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Virgin Money are being a right pain. The Skipton solicitor who is on the Virgin Money conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Virgin Money are requiring a building regulation certificate. Why do Virgin Money have a conveyancing panel if they don't accept advice from them?
It is probably the case that Virgin Money have referred the matter to their valuer. The reason why Virgin Money may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
What does commercial conveyancing in Skipton cover?
Skipton conveyancing for business premises covers a broad range of services, offered by regulated solicitors, relating to business property. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.
My husband and I are FTB’s - agreed a price, but the agent told us that the owners will only issue a contract if we instruct the agent's chosen conveyancers as they want an ‘expedited deal’. We would rather use a local solicitor accustomed to conveyancing in Skipton
It is improbable the owners are driving this. If they want ‘a quick sale', turning down a motivated buyer is likely to cause more damage than good. Bypass the agents and go straight to the sellers and explain that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you do not need to sell (d) you wish to move quickly (e)but you will continue to instruct your preferred Skipton conveyancing solicitors - not the ones that will provide their estate agent a referral fee or meet his conveyancing targets demanded by head office.