I plan on purchasing residence in Wilsden. My Conveyancer has never been on on the lender conveyancing list. Is it possible for me to use my Wilsden conveyancing solicitor even though they are not on the bank panel of approved conveyancing solicitors?

One must use a conveyancer to complete the formalities when you require a loan to purchase your property. The conveyancer will carry out all the essential legal checks on the property, ensuring that you’re properly registered as the owner and ensure that all the required mortgage documentation is dealt with. One could select a Wilsden conveyancing practitioner of your choosing. However, if the property lawyer appointed is not a member of the mortgage company conveyancing panel supplemental charges will be levied as separate legal representation will be need by the mortgage company. Lender panel applications may be submitted, so provided your conveyancer has not previously applied for membership they can do so.

We note that you have a post code search directory identifying solicitors on the Co-operative conveyancing panel. Do firms pay you a commission if I retain them for our conveyancing in Wilsden?

We are a listing service only for law firms wishing to communicate if they are on the Co-operative conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Wilsden.

I have been told that property searches are the main cause of delay in Wilsden house deals. Is this right?

The Council of Property Search Organisations (CoPSO) released conclusions of a review by MoveWithUs that conveyancing searches do not figure within the most frequent causes of hindrances during the legal transfer of property. Searches are not likely to be the root cause of delay in conveyancing in Wilsden.

I'm purchasing a new build house in Wilsden with the aid of help to buy. The developers refused to move on the amount so I negotiated five thousand pounds worth of extras instead. The sale representative advised me not inform my conveyancer about this side-deal as it may affect my mortgage with The Royal Bank of Scotland. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I need to instruct a conveyancing solicitor in Wilsden for my house move. Is it possible to see a solicitor's record with the profession’s regulator?

One may read published Solicitor Regulator Association (SRA) determinations arising from inquisitions from 2008 onwards. Visit Check a solicitor's record. For records Pre 2008, or to check a firm's history, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, use +44 (0)121 329 6800. The SRA may monitor call for training purposes.