I am expecting a offer of a home loan from Lloyds. I hope to enlist the help of a Licensed Conveyancer in South Brent. Does the Lloyds Solicitor panel allow for Licensed Conveyancers?

The Lloyds approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.

Do the conveyancing solicitors identified via your search tool perform attended exchange conveyancing in South Brent?

We do have a number of conveyancing specialists carrying out 24hr exchanges. You should contact us to receive a fee calculation and details as to dates.

I'm buying my first flat in South Brent with a loan from Platform Home Loans Ltd. The developers would not move on the amount so I negotiated £7000 of additionals instead. The property agent advised me not to tell my solicitor about this extras as it will impact my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey carried out on a property in South Brent ahead of appointing conveyancers. I have been told that there is a flying freehold aspect to the house. My surveyor has said that some banks may refuse to issue a loan on a flying freehold home.

It depends who your proposed lender is. Bank of Scotland has different instructions from Halifax. Should you wish to call us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in South Brent. Conveyancing will be smoother if you use a solicitor in South Brent especially if they regularly deal with such properties in South Brent.

I need to find a bank panel solicitor in South Brent. Can you assist?

It is not clear why you need a South Brent panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the mortgage company to find out which solicitors in South Brent are on their panel . If you do find such a firm in South Brent not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site