Do I have to have a meeting at the offices of the solicitor to execute the mortgage deed? If so, I will instruct a firm who offer conveyancing in Totnes so that I can attend their offices if required.

Nowadays approved lawyers for banks conduct their work via the post, internet or over phone calls. This enables them to conduct the conveyancing transaction no matter where you live in England or Wales. However you can check if you can still book an appointment to visit conveyancing lawyer if just in case this is required.

I am helping my mother sell her property in Totnes. Will the solicitor arrange the EPC or it is for the owner to coordinate?

Following the demise of HIPs, energy assessments was maintained a required element of moving property. An EPC must be to hand in advance of the property being advertised. It is not as aspect of the sale process that solicitors normally organise. If you are instructing a Totnes conveyancing solicitor they might help arrange EPC’s due to their contacts with long established Totnes energy assessors

My bid for a property was accepted at auction in Totnes. Conveyancing is necessary. What are my next steps?

Given that you are now exchanged you now have to instruct a conveyancing lawyer soon as you now have a fast approaching deadline in which to complete the purchase. An auction property should have an associated auction pack. This will likely include most,if not all of the documents that your conveyancer will need. If you have purchased leasehold property the conveyancing papers should provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork relating to leasehold premises. You must give this to your appointed conveyancing solicitor ASAP. You also need to ensure that your finances are organised to complete the transaction on the set completion date.

Completion of my purchase has taken place for my property in Totnes. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How do I make a complaint?

Almost all lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. Ordinarily complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.

Just had an offer accepted on a new build apartment in Totnes. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Totnes

Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Forfeiture - bankruptcy or liquidation must not apply under this provision. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore.

I am on look out for some leasehold conveyancing in Totnes. Before diving in I would like to find out the remaining lease term.

Assuming the lease is recorded at the land registry - and 99.9% are in Totnes - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Leasehold Conveyancing in Totnes - Examples of Queries Prior to Purchasing

What is the the remaining lease term? How much is the yearly maintenance fee and ground rent? Please note that where the lease has less than 80 years it will affect the salability of the property. It is worth checking with your bank that they are content with the length of the lease. Leases with less than 80 years remaining means that you will most likely need a lease extension sooner rather than later and you need to have some idea of what this would cost. Remember, in most cases you will be required to have owned the residence for 24 months before you are legally able to carry out a lease extension.

I am looking to buy a flat and require a conveyancing solicitor in Totnes who is on the lender approved panel. Could you point me in the right direction as regards a Totnes solicitor?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for the lender who do conveyancing in Totnes. We dont recommend any particular solicitor.