It is 10 years ago since I acquired my home in Standish. Conveyancing solicitors have recently been instructed on the sale but I am unable to track down my title deeds. Is this a problem?

You need not be too concerned. Firstly there is a possibility that the deeds will be kept by your mortgage company or they could be in the possession of the solicitor who acted in your purchase. Secondly in most cases the title will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing solicitors obtaining up to date copy of the land registers. Almost all conveyancing in Standish relates to registered property but in the rare situation where your property is unregistered it is more tricky but is resolvable.

I require expedited conveyancing in Standish as I have a deadline to sign on the dotted line within 2 weeks. A home loan is not required. Is it possible to decline from having conveyancing searches to save fees and time?

As you are not taking a home loan you have the choice not to have searches conducted although no lawyer would recommend that you don't. With lots of history conveyancing in Standish the following are examples of issues that can arise and adversely impact future mortgageability: Enforcement Actions, Overdue Fees, Overdue Grants, Road Schemes,...

Are there restrictive covenants that are commonly identified during conveyancing in Standish?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Standish. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

The estate agent has sent us the confirmation of our purchase of a new build flat in Standish. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Standish

The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Forfeiture - bankruptcy or liquidation must not apply under this provision. There must be mutual enforceability of lessee’s covenants.

I've recently found out that there is a flying freehold issue on a property I put an offer in two weeks back in what should have been a straight forward, chain free conveyancing. Standish is the location of the property. Can you shed any light on this issue?

Flying freeholds in Standish are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Standish you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Standish may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.