Can the conveyancing solicitors identified through your search tool conduct auction conveyancing in Suffolk?

There are a few niche practitioners we can put you in touch with those specialising in auction conveyancing. Suffolk is one of our areas of in which our lawyers are based.

A colleague informed me that in purchasing a property in Suffolk there could be a number of restrictions as to what one can do in terms of external changes to a property. Is this right?

We are aware of anumerous of properties in Suffolk which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in Suffolk should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I currently have a mortgage with Principality for my property in Suffolk. Conveyancing has been completed 12 months ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Principality?

Principality must be informed of your intention prior to letting out your property as this is likely to be a breach of Principality’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Principality directly. It should not be necessary to do this via a Principality conveyancing panel solicitor.

Completion of my remortgage has taken place for my property in Suffolk. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How do I make a complaint?

All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. In most cases complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.

Various online forums that I have frequented warn that are the main reason for obstruction in Suffolk house deals. Is there any truth in this?

The Council of Property Search Organisations (CoPSO) has noted the determinations of research by MoveWithUs that conveyancing searches do not feature within the common causes of delays during the legal transfer of property. Local searches are not likely to feature in any holding up conveyancing in Suffolk.

I am buying my first flat in Suffolk with a mortgage from Britannia. The builders refused to budge the amount so I negotiated £7000 of fixtures and fittings instead. The sale representative advised me not disclose to my lawyer about this extras as it could jeopardize my mortgage with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am selling my home. My past lawyers closed down. I would be grateful for any recommendation of a conveyancing firm. I happen to live in Suffolk if that affects matters.

You should use our search tool to help you find a solicitor for your conveyancing in Suffolk. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes smoothly.