AssumingI was to acquire a straightforward homein Thamesmead for cash and dispense with a survey and no conveyancing searches how much could I expect to to save on my conveyancing in Thamesmead?

The only saving you would achieve is the disbursement for searches. The lawyer still got to do everything else - money laundering, correspond with your sellers lawyer, stamp duty return, register the ownership etc. A slight saving might be made by not having to register a charge however it will not be meaningful.

We just had an offer accepted to purchase with Darlington Building Society. We have called around locally but am unable to find a Thamesmead conveyancing firm on the Darlington Building Society approved list. Can you help?

Feel free to make use of the search tool on this web page. Pick the mortgage company and type Thamesmead or your location and you will be presented with numerous solicitors offices in Thamesmead or by proximity to you.

My uncle pointed out to me me that in purchasing a property in Thamesmead there could be various restrictions limiting what one can do in terms of external changes to the property. Is this right?

There are anumerous of properties in Thamesmead which have some sort of restriction or requirement of consent to carry out external alterations. Part of the conveyancing in Thamesmead should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

We have a mortgage agreed in principle with Principality. Thamesmead conveyancing solicitors are selected. What is the average time that one could expect to receive a mortgage offer from Principality?

Some lenders take longer than others. Have Principality done the survey? Have you advised Principality as to your lawyers' details and checked that your lawyers are on the Principality conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

I have finally had an offer on a flat in Thamesmead agreed to, but there is a chain. The owners have placed an offer on on an apartment, however it’s not yet tied up, and are looking at other properties booked. I have selected a bricks and mortar conveyancing solicitor in Thamesmead. What do I do now? At what stage do I apply for the mortgage with Skipton?

It is usual to have anxieties where there is a chain as you are unlikely to want to incur costs prematurely (home loan application is approx £1k, then valuation, Thamesmead conveyancing search fees, etc). The first thing to do is ensure that your lawyer is on the Skipton approved list. Regarding the next phase this very much depends on the circumstances of your case, attraction to the property and on the state of the market. In a hot market the majority of home buyers would apply for a home loan with Skipton and pay for the valuation and only if it was satisfactory would they request their solicitor to proceed with the conveyancing in Thamesmead.

Just had an offer accepted on a new build apartment in Thamesmead. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here is a sample of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Thamesmead

Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please confirm the Lease plans are surveyor prepared. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?

I have been on the look out for a flat up to £305k and identified one round the corner in Thamesmead I like with open areas and station in the vicinity, the downside is that it's only got 49 remaining years left on the lease. I can't really find anything else in Thamesmead suitable, so just wondered if I would be making a mistake acquiring a lease with such few years left?

If you need a home loan that many years will likely be an issue. Reduce the offer by the anticipated lease extension will cost if it has not already been discounted. If the existing owner has owned the property for a minimum of twenty four months you could request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should speak to your conveyancing lawyer concerning this.