I am hoping to move into my new home in Abbey Wood next Friday. My property lawyer now wants me to supply her with proof of content and building insurance for the property as as she informs me that she is duty bound to validate that it is in order for the bank. What does the insurance need to cover?

Any lawyer on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 instructions. These obligations are not limited to conveyancing in Abbey Wood.

Is it necessary during the course of the conveyancing process to have a meeting at the offices of the solicitor to sign the legal charge? If so, I will choose one who does conveyancing in Abbey Wood so that I can pop in to their offices if required.

Nowadays conveyancing panel lawyers for lenders undertake all of the communications via Royal Mail, e-mail or over phone calls. This enables them to conduct the legal work for your home move no matter where you live in England or Wales. That being said you should see if you can still book an appointment to visit conveyancing lawyer if you prefer.

Yesterday I discovered that there is a flying freehold element on a house I put an offer in last month in what should have been a quick, no chain conveyancing. Abbey Wood is the location of the property. Can you shed any light on this issue?

Flying freeholds in Abbey Wood are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Abbey Wood you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Abbey Wood may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

I need to retain a conveyancing solicitor for purchase conveyancing in Abbey Wood. I happened to land on a site which looks to be the perfect solution If it is possible to get all this stuff done via phone that would be preferable. Do I need to be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Our lenders have just issued us with a mortgage offer. We instructed a high street conveyancer in Abbey Wood two days ago. This morning, our financial adviser phoned to advise us that the mortgage company said that we cannot use our solicitor as they aren't on their panel. As FTB's, we did not have a clue that the bank had some control over our choice Is this usual?

You are permitted to use any property lawyer you wish to choose including the said conveyancer in Abbey Wood but if they are not on the your bank's approved list you must fork out additional cost so the mortgage company can appoint their own lawyers. On occasion it is possible your preferred conveyancing firm to get added to the lender panel. Do make the most of internet tools including lenderpanel.com to find a conveyancing solcitor in Abbey Wood on the lender panel. You can go into your local lender branch in Abbey Wood. They will know some good conveyancing solicitors in Abbey Wood on the panel for your bank.