I am buying a property without a mortgage in Thornbury. I have resided for the last twelve years in Thornbury. Conveyancing searches are a lot of money. Given that I know the area and road very well should I not bother getting the solicitor to do all the conveyancing searches?
Provided that you do not need a mortgage, then almost all of the Thornbury conveyancing searches are non-obligatory. Your solicitor will ’encourage you, no-doubt strongly, that you should have searches completed, but she is duty bound to do this. Do consider; if you are going to sell the house at a future date, it could be of importance to your future purchaser what the searches determine. On occasion houses with functional issues can still reveal adverse search results. A competent conveyancing solicitor in Thornbury should be able to give you some sensible guidance in this regard.
We see that you have a search directory identifying firms on the Santander conveyancing panel. Do firms pay you a commission if I retain them for our conveyancing in Thornbury?
We are a listing service only for law firms wishing to communicate if they are on the Santander conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Thornbury.
Is it necessary to pay for insurance to protect me from financial exposure to chancel repairs when purchasing a property in Thornbury?
Unless a prior acquisition of the property completed post 12 October 2013 you could take it that lawyers handling conveyancing in Thornbury to continue to recommend a chancel search and or insurance against a claim.
Due to the encouragement of my in-laws I had a survey completed on a property in Thornbury in advance of retaining lawyers. I have been told that there is a flying freehold overhang to the property. The surveyor advised that some banks tend refuse to issue a loan on a flying freehold property.
It varies from the lender to lender. HSBC has different requirements from Halifax. If you e-mail us we can look into this further via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Thornbury. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Thornbury to see if the conveyancing costs will increase in light of this.
As co-executor for the estate of my father I am selling a house in Newport but I am based in Thornbury. My lawyer (who is 250 miles awayhas requested that I execute a statutory declaration ahead of completion. Can you recommend a conveyancing solicitor in Thornbury who can witness this legal document for me?
strictly speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Normally any notary public or qualified solicitor will suffice regardless of whether they are Thornbury based