The Frampton Cotterell conveyancing firm handling our Frampton Cotterell conveyancing has identified a difference between the information in the home valuation survey and what is revealed within the legal papers for the property. My lawyer informs me that he is duty bound to check that the lender is happy with this discrepancy and is still content to lend. Is my conveyancer’s approach appropriate?

Your conveyancer must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

I am the single recipient of my late grandmother’s estate with all property in now in my sole name, including the my former home in Frampton Cotterell. The Frampton Cotterell property was put into my name in October. I now wish to sell up. I understand that there is a Mortgage Lenders six month 'rule', meaning my proprietorship may be treated the same way as if I'd bought the property in October. Will no one buy the property for half a year?

The CML handbook requires solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be affected by that. How sensible a view mortgage companies take of it, depend on the bank as this clause is principally there to pick up on the purchase and immediately sell or the wholesaling and assigning of property.

Can I be sure that the Frampton Cotterell conveyancing solicitor on the HSBC panel is any good?

When it comes to conveyancing in Frampton Cotterell obtaining recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the lawyer conducting your transaction.

I have a mortgage with TSB for my property in Frampton Cotterell. Conveyancing has been completed a year ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform TSB?

You must advise TSB before letting out your property as this is likely to be a breach of TSB’s mortgage conditions. It may be that TSB will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact TSB directly. You need not do this via a TSB conveyancing panel lawyer.

I'm buying my first flat in Frampton Cotterell benefiting from help to buy. The developers refused to reduce the price so I negotiated 6k of extras instead. The house builders rep advised me not reveal to my conveyancer about the deal as it may jeopardize my loan with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

In my capacity as executor for the will of my grandfather I am selling a property in Newport but I am based in Frampton Cotterell. My lawyer (approximately 200 kilometers awayrequires that I sign a stat dec before completion. Could you suggest a conveyancing lawyer in Frampton Cotterell to attest this legal document for me?

Technically speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Normally or notary public or qualified solicitor will be fine regardless of whether they are Frampton Cotterell based

I am searching for Frampton Cotterell conveyancing quotes online. Can I be confident that all the Frampton Cotterell practices that are listed on your directory are on the lender conveyancing panel?

The solicitor and licensed conveyancing practices on our directory have assured us via an online form that they are on the bank panel and agreed to advise us to take down their listing in the event of removal off of the lender panel. To date we have not been informed by either a lender or a member of the public that the data about a specific Frampton Cotterell conveyancing solicitor being on the mortgage company conveyancing panel is not accurate.