I have a decision in principle. The lender mentioned the mortgage came with free conveyancing. Is the implication that I have to appoint their panel conveyancer as I would much rather use a Tidworth based conveyancing firm?
You should check but the the probability is that allocate you one of their panel conveyancers should you take up the "fee-free" deal. Call the lender and ask if they allow a cash alternative. In the past a few mortgage companies offered a £250 cashback as an alternative in which case that money can go towards your preferred conveyancing solicitor near Tidworth.
Just bought a detached house in Tidworth , how long will it take for the Land Registry to deal with the formalities evidencing my title? My Tidworth conveyancing solicitor works at snail pace, so I want to be certain the land registry aspects are addressed.
There is nothing unique about conveyancing in Tidworth registration formalities. Rather than based on location, timeframes can vary depending on who lodges the application, whether it is in order and whether the Land registry must send notices to any other persons or bodies. Currently roughly 80% of such applications are fully dealt with in less than three weeks but occasionally there can be extensive delays. Historically registration occurs once the buyer has moved in to the property therefore 'speed' is not typically primary concern yet where it is urgent that the the registration takes place urgently then you or your lawyers must contact the land registry and explain the circumstances.
Due to the advice of my in-laws I had a survey completed on a property in Tidworth in advance of instructing solicitors. I have been told that there is a flying freehold aspect to the house. My surveyor has said that some banks will not issue a loan on such a home.
It varies from the lender to lender. Lloyds has different instructions for example to Nationwide. If you e-mail us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Tidworth. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Tidworth to see if the conveyancing costs will increase in light of this.
What tools are available to identify a Tidworth solicitor on the Clydesdale conveyancing panel? I have wheels and am happy to travel upto 25kilometers to meet the lawyer.
You can use the tool on this website. Please choose the mortgage company and your location and you will see a number of Tidworth conveyancing lawyers located nearest you. We have listed some Tidworth conveyancing firms towards the end of this page and you can telephone them to see whether they are on the Clydesdale panel
I was advised by my bank that their panel solicitors operate no sale no charge basis for conveyancing in Tidworth. I had a purchase fall through yet the conveyancers have requested search fees! They are stating that the fees are independent!
Tidworth conveyancing search charges are separate expenses not solicitors fees as these are due to independent parties.