Would the conveyancing lawyers identified via your search tool perform attended exchange conveyancing in Todmorden?

We do have a number of conveyancing specialists carrying out attended exchanges. You should contact us to get a fee calculation and details as to availability.

A friend advised me that in purchasing a property in Todmorden there may be various restrictions prohibiting external changes to the property. Is this right?

We are aware of a number of properties in Todmorden which have some sort of restriction or requirement of consent to execute external alterations. Part of the conveyancing in Todmorden should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

Does a directory service exist listing RBS panel solicitors in Todmorden on the Building Society Association’s Website?

Unfortunately not yet. There is no such facility on the Council of Mortgage Lenders or Building Society Association sites. A small selection of lending institutions make their panel listings available on the web. Where you are seeking to appoint a Todmorden conveyancer on the RBS please use our facility.

I have decided to exercise my right to buy my property in Todmorden off the council. I have a mortgage agreed with Kent Reliance. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Kent Reliance, you will need to appoint a solicitor on the Kent Reliance conveyancing panel.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Todmorden. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here is a sample of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Todmorden

Please confirm the Lease plans are architect prepared. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Forfeiture - bankruptcy or liquidation must not apply under this provision. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.

I opted to have a survey done on a house in Todmorden in advance of retaining lawyers. I have been told that there is a flying freehold overhang to the property. Our surveyor has said that some banks tend not grant a loan on a flying freehold home.

It depends who your proposed lender is. Santander has different instructions for example to Nationwide. If you contact us we can look into this further with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Todmorden. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Todmorden to see if the conveyancing costs will increase in light of this.

There are only Sixty One years left on my lease in Todmorden. I now want to extend my lease but my landlord is missing. What options are available to me?

If you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will enable the lease to be granted an extra 90 years by the magistrate. You will be obliged to demonstrate that you have used your best endeavours to locate the landlord. For most situations a specialist would be helpful to carry out a search and to produce a report which can be used as proof that the landlord is indeed missing. It is wise to seek advice from a conveyancer in relation to devolving into the landlord’s absence and the vesting order request to the County Court overseeing Todmorden.

Leasehold Conveyancing in Todmorden - Examples of Queries before buying

Who takes charge for maintaining and repairing the block? Plenty Todmorden leasehold apartments will have a service bill for the upkeep of the building set by the landlord. Where you purchase the property you will have to pay this contribution, normally periodically during the year. This may be anything from a couple of hundred pounds to thousands of pounds for buildings with lifts and large communal areas. In all likelihood there will be a rentcharge for you to pay annual, this is usually not a large amount, say about £50-£100 but you should to check as sometimes it could be many hundreds of pounds. Be sure to find out if there are any onerous prohibitions in the lease. By way of example it is reasonably common in Todmorden leases that pets are not allowed in certain buildings in Todmorden. If you like the apartmentin Todmorden yet your cat can’t move with you then you have a very hard choice.