In the event thatI were to buy a straightforward housein Wantage mortgage fee and have no survey and no conveyancing searches how much would I expect to have to pay for conveyancing in Wantage?
Any savings you would make will be limited to the Wantage conveyancing searches. The property lawyer still be obliged to do everything else - money laundering, communicating with the sellers solicitor, stamp duty return, register the property etc. A slight saving might be made by not needing to register a mortgage however it will not be significant.
Completed the sale of my flat in Wantage last February yet the purchaser is texting daily complaining that their lawyer is waiting to hear from mine. What should have happened now that I have sold?
Following your house sale your lawyer is obliged to forward the transfer deeds and all supplemental paperwork to the purchaser's conveyancer. Depending on the transaction, your lawyer must also confirm that the home loan has been repaid to the buyers solicitors. There are no post completion requirements specific conveyancing in Wantage.
Should our lawyer be raising questions about flooding as part of the conveyancing in Wantage.
Flooding is a growing risk for conveyancers dealing with homes in Wantage. There are those who acquire a house in Wantage, fully expectant that at some time, it may be flooded. However, aside from the physical destruction, where a property is at risk of flooding, it may be difficult to obtain a mortgage, adequate insurance cover, or sell the premises. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.
Solicitors are not best placed to give advice on flood risk, however there are a number of searches that can be carried out by the buyer or on a buyer’s behalf which will figure out the risks in Wantage. The conventional set of property information forms sent to a purchaser’s lawyer (where the Conveyancing Protocol is adopted) incorporates a standard question of the seller to discover whether the property has suffered from flooding. If flooding has previously occurred and is not notified by the owner, then a buyer could issue a legal claim for losses as a result of such an inaccurate answer. A purchaser’s lawyers may also conduct an enviro search. This will disclose if there is a recorded flood risk. If so, more detailed investigations will need to be carried out.
I opted to have a survey done on a house in Wantage in advance of instructing lawyers. I have been advised that there is a flying freehold aspect to the house. The surveyor advised that some mortgage companies may refuse to grant a loan on this type of property.
It depends who your proposed lender is. Lloyds has different requirements from Halifax. Should you wish to telephone us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Wantage. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Wantage to see if the conveyancing costs will increase in light of this.
A loan agreement from a mortgage company for the refinancing of my 3 bedroom maisonette is due imminently. Could you recommend a low cost remortgage conveyancing solicitor in Wantage ?
You have come to the wrong place to search for the cheapest conveyancing solicitors in Wantage. Our intention is to offer value for money conveyancing but our intention is not to advertise as being the cheapest. Do not be fooled by brokers offering £99 conveyancing in Wantage.In your best case scenario, in opting for cheap conveyancing, you will get what you pay for and at worst you will end up invoiced for additional fee and still not get the service expected.