My financial adviser says he needs my Faringdon law firm’s panel member for the HSBC conveyancing panel. What is the best way to obtain this. I have e-mailed my local Faringdon office but they cant find it on their system.
You are best placed to get this information from your Faringdon solicitor . They maintain a central record lender panel numbers.
Our god-son is purchasing a house that has just been built in Faringdon with a home loan from Leeds Building Society. His conveyancer has advised him of a delay in receiving the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?
The document is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Leeds Building Society conveyancing panel as a standard part of the process, and to the valuer when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Leeds Building Society conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
I have 70 years left on my lease and need a lease extension for my flat in Faringdon. Conveyancing solicitors on the Chelsea Building Society panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 22/2/2025 the requirements read as follows :
My wife and I are buying a apartment in Faringdon. It might be a silly question but how we can trust a conveyancer? At some point we will need to deposit money into their account. What is the protection we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I am assisting my aunt sell her flat in Faringdon. Will the conveyancer order an energy performance certificate or it is for the owner to coordinate?
After the abolition of Home Information Packs, energy performance certificates became a required element of selling a house. An energy assessment needs to be commissioned prior to the property being marketed. It is not as aspect of the sale process that lawyers normally arrange. Where you are instructing a Faringdon conveyancing lawyer they may be able to arrange energy assessments given their contacts with reputable Faringdon assessors
I have instructed a Faringdon solicitor having checked that they are on the Lloyds conveyancing panel. Does my lawyer arrange the survey of the property?
Lloyds will need an independent valuation of the property. Your lawyer will not arrange this. Usually Lloyds will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancing practitioner will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Faringdon postcode. As you are getting a mortgage with Lloyds, you could contact them to see if they have a list of approved surveyors in Faringdon.
My wife and I have a renovated Georgian property in Faringdon. Conveyancing practitioner acted for me and Halifax. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, the second leasehold under the exact same property. I'd like to know for sure, how can I find out??
You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Faringdon and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the situation with the conveyancing solicitor who conducted the purchase.