After what seems like an age a mortgage offer from Santander for the remortgage of my 4 bedroom flat is to be issued by the end of next week. Are you able to propose a low cost conveyancing lawyer in Ware?

This site is not designed to assist those in pursuit of the cheapest conveyancing in Ware. Our aim is to provide excellent value conveyancing but we do not work with the cheapest lawyers. Avoid the trap of appointing companies enticing you with £99 conveyancing in Ware. Optimistically, in being led by low cost conveyancing, you will get your money’s worth and at worst you will end up with a hefty uplift in additional fees and still not end up with the service you were hoping for.

My wife and I are approaching an exchange on a flat in Ware and my mum and dad have sent the exchange deposit to my solicitor. I am now told that as the deposit has not come from me my property lawyer needs to disclose this to my lender. I am advised that, in also acting for the bank he must inform them that the balance of the purchase price is coming from anyone other than me. I informed the bank concerning my parents' contribution when I applied for the mortgage, so is it really necessary for this now to hold matters up?

Your lawyer is duty bound to clarify with the bank to ensure that they know that the balance of the purchase price is not from your own resources. The solicitor can only disclose this to your bank if you agree, failing which, your lawyer must cease to continue acting.

2 months have elapsed following my purchase conveyancing in Ware concluded. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £160,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

Over the last few months I have been searching for a leasehold apartment up to £305k and found one close by in Ware I like with open areas and railway links in the vicinity, the downside is that it only has 61 years unexpired on the lease. I can't really find anything else in Ware suitable, so just wondered if I would be making a mistake purchasing a lease with such few years left?

Should you need a home loan the shortness of the lease will likely be problematic. Reduce the price by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for a minimum of 2 years you may ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should speak to your conveyancing solicitor concerning this.

I am hoping to sign contracts shortly on a garden flat in Ware. Conveyancing lawyers assured me that they will have a report out to me within the next couple of days. Are there areas in the report that I should be focusing on?

The report on title for your leasehold conveyancing in Ware should include some of the following:

The total extent of the property. This could be the apartment itself but could also incorporate a roof area or storage are if applicable. What you can do if an adjoining owner breaches a clause of their lease? Are you allowed to have a pet in the flat? The landlord’s rights to access the flat. You should be made aware that your landlord has rights of access as well as be informed how much notice must be provided. Repair and maintenance of the property

Ware Conveyancing for Leasehold Flats - Examples of Queries before Purchasing

Who takes responsibility for maintaining and repairing the building? How much is the service charge and ground rent on the apartment? How many of the leaseholders are in arrears for their maintenance charge payments?