Last August we completed a house move in Much Hadham. We have since encountered a number of issues with the property which we believe were overlooked in the conveyancing searches. Do we have any recourse? Can you clarify the nature of searches that should have been carried out as part of conveyancing in Much Hadham?
The question is not clear as what problems have arisen and if they are unique to conveyancing in Much Hadham. Conveyancing searches and investigations undertaken during the buying process are designed to help avoid problems. As part of the process, a property owner answers a document called a SPIF. answers is incorrect, you may have a misrepresentation claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Much Hadham.
My wife and I buying a terrace house in Much Hadham. The intention is to carry out an extension to the side at the house.Will the conveyancing process involve investigations to see if these alterations are prohibited?
Your property lawyer will check the registered title as conveyancing in Much Hadham can sometimes reveal restrictions in the title documents which restrict certain works or necessitated the permission of a 3rd party. Many additions call for local authority planning permissions and approval in accordance building regulations. Certain locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be wise to check these things with a surveyor ahead of any purchase.
Having digested plenty of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Much Hadham solicitor - who is on the Santander conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Santander will need an independent valuation of the property. Your lawyer will not arrange this. Usually Santander will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Much Hadham postcode. As you are getting a mortgage with Santander, you could contact them to see if they have a list of approved surveyors in Much Hadham.
My offer on a house in Much Hadham has been agreed to, but there is a chain. The vendors have offered on a property, however it’s not yet agreed to, and have viewings of other apartments in the pipeline. I have chosen a local conveyancing solicitor in Much Hadham. What do I do now? When do I get the mortgage application with UBS started?
It is understandable to have anxieties where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is in the region of £1k, then valuation, Much Hadham conveyancing search charges, etc). The first thing to do is check that your property lawyer is on the UBS approved list. Regarding the next steps this very much depends on the specifics of your case, desire for the property and on the state of the market. During a buoyant market the majority of buyers would apply for a home loan with UBS and pay for the valuation and only if it was satisfactory would they ask their property lawyer to proceed with searches.
I need some quick conveyancing in Much Hadham as I am under an ultimatum to complete inside one month. A mortgage is not required. Can I decline from having conveyancing searches to save fees and time?
As you are not obtaining a home loan you are at free not to do searches although no solicitor would advise that you don't. With plenty of history conveyancing in Much Hadham the following are examples of issues that can be revealed and therefore affect market value: Enforcement Actions, Outstanding Charges, Overdue Grants, Railway Schemes,...
Are there restrictive covenants that are commonly identified as part of conveyancing in Much Hadham?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Much Hadham. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Are there any apps to help search for a Much Hadham law firm on the Barclays Direct conveyancing panel? I have wheels and am happy to travel upto 25miles to meet the lawyer.
Feel free to make use of the search on this page. Please select a mortgage company and your location and you will see a number of Much Hadham conveyancing lawyers locally. We have detailed some Much Hadham conveyancing firms towards the end of this page and you can call them to see if they are on the Barclays Direct approved list