I am need of leasehold conveyancing for a flat in a fairly new development (five years old) in Welton. The vast majority the appartments are already disposed of. Is it really necessary to order neighbourhood searches for my conveyancing in Welton?

You would be putting yourself at risk in refusing to carrying out Welton conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying without a mortgage there is no legal necessity to have them, but we would strongly advise in no uncertain terms that you have them. Where timings and driving down costs are top of your issues you should consider with your lawyer about the possibility of search insurance

We note that you have a search directory identifying firms on the Lloyds conveyancing panel. Do companies pay you a referral fee if I appoint them for our conveyancing in Welton?

We are a listing service only for law firms wishing to communicate if they are on the Lloyds conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Welton.

I used Action Conveyancing several years ago for my conveyancing in Welton. Now, I need the files but the law firm is no longer operating. What do I do?

You should call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Welton of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I am buying my first flat in Welton with the aid of help to buy. The developers would not move on the price so I negotiated £7000 of extras instead. The house builders rep told me not disclose to my solicitor about this side-deal as it would adversely affect my mortgage with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Yesterday I discovered that there is a flying freehold element on a property I have offered on two weeks back in what was supposed to be a straight forward, no chain conveyancing. Welton is the location of the property. Is there any guidance you can give?

Flying freeholds in Welton are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Welton you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Welton may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.