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Find a West Drayton Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in West Drayton? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your West Drayton conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised West Drayton conveyancers for over 130 lenders.


Recently asked questions about conveyancing in West Drayton

My wife and I have recently appointed a conveyancing solicitor in West Drayton. I I am struggling to find out whether they are on the Barclays conveyancing panel. Could you help?

The first thing you should do is contact your conveyancer and ask them if they can act for the lender. Alternatively you can get in touch with Barclays who may be able to assist.

My partner and I have arranged the release of further monies on our mortgage from Skipton as we wish to carry out a loft conversion to our house in West Drayton. Are we obliged to select a nearby West Drayton solicitor on the Skipton conveyancing panel to deal with the paperwork?

Skipton don't usually instruct a member of their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Skipton panel.

I have paid off my mortgage with Aldermore. I assume I don't need a West Drayton conveyancing practitioner on the Aldermore panel to remove the mortgage at the Land Registry. Please confirm.

If you have finished paying off your Aldermore mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Aldermore mortgage from the register. Aldermore, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

  1. but are not moving to another property
  2. where Aldermore has sent the Land Registry the discharge electronically, and
  3. Aldermore has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Aldermore mortgage has been paid off.

RBS have agreed my home loan in principle, my offer on a property in West Drayton has been agreed to, now what?

Your property agent will wish to know who your solicitors are (ensure that the lawyers are on the bank’s panel). Telephone RBS or your broker and finalise any relevant forms. RBS will instruct a valuer who will get in contact with the selling agent or seller to book a slot for the valuation to take place. Once conducted (assuming no problems) it takes about a fortnight for the mortgage offer to be issued. RBS will send the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in West Drayton.

How does conveyancing in West Drayton differ for new build properties?

Most buyers of new build residence in West Drayton approach us having been asked by the developer to sign contracts and commit to the purchase even before the residence is built. This is because developers in West Drayton usually acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in West Drayton or who has acted in the same development.

I am hoping to put an offer on a small detached house that seems to tick a lot of boxes, at a great figure which is making it all the more appealing. I have just found out that it's a leasehold rather than freehold. I am assuming that there are particular concerns purchasing a leasehold house in West Drayton. Conveyancing solicitors have are soon to be appointed. Will they explain the issues?

Most houses in West Drayton are freehold and not leasehold. This is one of the situations where having a local solicitor who is familiar with the area who can help the conveyancing process. it is apparent that you are purchasing in West Drayton so you should seriously consider shopping around for a West Drayton conveyancing solicitor and be sure that they have experience in transacting on leasehold houses. As a matter of priority you will need to check the unexpired lease term. Being a tenant you will not be at liberty to do whatever you want to the property. The lease comes with conditions for example requiring the freeholder’sconsent to conduct changes to the property. It may be necessary to pay a service charge towards the upkeep of the communal areas where the house is part of an estate. Your solicitor should report to you on the legal implications.

I have tried to negotiate informally with with my landlord to extend my lease without any joy. Can the Leasehold Valuation Tribunal adjudicate on such issues? Can you recommend a West Drayton conveyancing firm to act on my behalf?

You certainly can. We are happy to put you in touch with a West Drayton conveyancing firm who can help.

An example of a Freehold Enfranchisement case for a West Drayton property is 164 Nestles Avenue in October 2013. The tribunal agreed with the proposed price of £20,158 for the freehold and determined that that sum is the amount to be paid into court This case related to 2 flats. The unexpired lease term was 69 years.

My lender have just issued us with a mortgage offer. We have retained a local conveyancer in West Drayton two days ago. Today, our broker contacted us saying that the bank said that we cannot use our solicitor as they aren't on their panel. As novices, we had no idea that the bank had a say Is this legal?

You can actually instruct any lawyer you want to use including the said conveyancer in West Drayton nevertheless if your lender aren't happy with them you would have to fork out additional cost so the mortgage company can appoint their own conveyancer too. It may be conceivable that your solicitor may apply to get included on to the mortgage company panel. Do make the most of web-based tools such as lenderpanel.com to find a conveyancing solcitor in West Drayton on the lender panel. You can go into your high street mortgage company branch in West Drayton. They can recommend conveyancing solicitors in West Drayton on the lender panel.

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