I was informed today by my mortgage adviser that my Hatton property lawyer is not on the mortgage company Conveyancing panel. How can I be sure if this is correct?

Your first step should be to call your Hatton lawyer directly. It is reasonable to expect your lawyer to inform you what has happened. Where they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your mortgage company.

I am buying a property mortgage free in Hatton. I have been residing for the last 15 years in Hatton. Conveyancing searches are a lot of money. As I know the road and vicinity intimately should I not bother getting the solicitor to do all the conveyancing searches?

In the absence of a mortgage, then almost all of the Hatton conveyancing searches are non-obligatory. Your lawyer will ’encourage you, no-doubt strongly, that you should have searches carried out, but she has a professional duty to do this. One thing to consider; if you are likely to sell the house in the future, it will likely be be of importance to your prospective purchaser what the searches reveal. Sometimes properties with day to day issues can still throw up unpredicted search results. A competent conveyancing solicitor in Hatton will provide you some constructive guidance in this regard.

We are intent on selling our property in Hatton and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. Any local lawyer would know that there is no such problem. It does beg the question why the purchasers used a web based conveyancing practice as opposed to a conveyancing solicitor in Hatton. Having lived in Hatton for six years we know that this is a non issue. Is it a good idea to contact our local Authority to obtain clarification need.

It sounds as though you may have a conveyancing firm currently acting for you. What do they say? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)

Just had an offer accepted on a new build apartment in Hatton. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here is a sample of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Hatton

Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?

I have been on the look out for a ground for flat up to £235,500 and identified one round the corner in Hatton I like with a park and station nearby, the downside is that it only has 61 years on the lease. I can't really find anything else in Hatton in this price bracket, so just wondered if I would be making a mistake buying a short lease?

Should you require a home loan the remaining unexpired lease term will be an issue. Discount the price by the expected lease extension will cost if not already taken into account. If the current owner has owned the premises for at least twenty four months you may ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease with a zero ground rent applied. You should consult your conveyancing lawyer about this.