I am buying a property for cash in Hatton. I have been living for the previous dozen years in Hatton. Conveyancing searches are expensive. Given that I have knowledge of the area and road intimately must I have all the conveyancing searches?

In the absence of a home loan, then all but one or two of the Hatton conveyancing searches are at your discretion. Your conveyancer will ’encourage you, perhaps strongly, that you should have searches completed, but she has a professional duty to take that path of encouragement . One thing to consider; if you are intend to dispose of the house at a future date, it may be of relevance to your future buyer what the searches reveal. On occasion properties with no practical issues can still show up adverse search results. A good conveyancing solicitor in Hatton should provide you some sensible advice concerning this.

I am buying my first flat in Hatton with a loan from Nationwide Building Society. The sellers would not reduce the price so I negotiated 6k of additionals instead. The sale representative told me not reveal to my lawyer about the deal as it could put at risk my loan with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Is it simple use the search tool to find a conveyancing solicitor in Hatton on the authorised to act for my bank?

First choose a bank such as Yorkshire Building Society, Virgin Money or Britannia then type in your preferred area e.g. Hatton. Conveyancing firms in Hatton and further afield will then be shown.

My husband and I are novice buyers - agreed a price, but the property agent told us that the vendor will only issue a contract if we use the agent's chosen conveyancers as they want an ‘expedited deal’. Our preferred option is to instruct a local solicitor who is familiar with conveyancing in Hatton

It is highly unlikely the sellers are behind this. If they require ‘a quick sale', turning down a motivated purchaser is likely to cause more damage than good. Contact the vendors directly and make sure they comprehend that (a)you are keen to buy (b)you are excited to move forward, with finances arranged © you are chain free (d) you wish to move quickly (e)however you are going to use your preferred Hatton conveyancing lawyers - rather thanthe ones that will earn their estate agent a introducer fee or hit his conveyancing targets pre-set by HQ.

Following months of correspondence we are unable to agree with our landlord on how much the lease extension should cost for our flat in Hatton. Can we issue an application to the Residential Property Tribunal Service?

in cases where there is a missing landlord or if there is dispute about what the lease extension should cost, under the relevant legislation you can apply to the First-tier Tribunal (Property Chamber) to arrive at the price.

An example of a Lease Extension case for a Hatton premises is 147 Redford Close in June 2012. The Tribunal determined the lease extension premium to be at £4,200 This case affected 1 flat. The number of years remaining on the existing lease(s) was 82.93 years.

What are the common defects that you see in leases for Hatton properties?

There is nothing unique about leasehold conveyancing in Hatton. Most leases are drafted differently and drafting errors can result in certain sections are wrong. The following missing provisions could result in a defective lease:

Insurance obligations Repairing obligations to or maintain elements of the premises

You could have difficulties when selling your property if you have a defective lease as they can affect a potential buyer’s ability to obtain a mortgage. HSBC Bank, Skipton Building Society, and Clydesdale all have express requirements when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease does not cover certain provisions they may refuse to provide security, obliging the purchaser to withdraw.