It has come to my attention via my mortgage adviser that my West Norwood solicitor is not on the bank Solicitor panel. What can I do to be sure if this is correct?
The first thing you need to do is to call your West Norwood lawyer directly. You lawyer should notify you of the situation. Where they are not on the panel they may recommend you to a West Norwood conveyancing firm that is on the conveyancing panel for your lender.
How can we tell if a West Norwood conveyancing solicitor on the Kent Reliance panel is any good?
When it comes to conveyancing in West Norwood getting recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the solicitor handling your conveyancing.
Intending to buy a flat in West Norwood. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Bank of Ireland conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the West Norwood lawyer is on the Bank of Ireland conveyancing panel.
Co-operative have agreed my home loan in principle, my bid on a property in West Norwood has been agreed to, what happens next?
Your estate agent will wish to be informed of your solicitor's details (make sure the conveyancers are on the bank’s approved list). Contact Co-operative or the broker and complete any relevant documentation. Co-operative will appoint a valuer who will get in contact with the estate agent or vendor to arrange an appointment. Once conducted (assuming no problems) it takes approximately a week for the mortgage offer to be issued. Co-operative will send the offer to you and your property lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in West Norwood.
Various internet forums that I have visited warn that are the main reason for stalling in West Norwood house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) published findings of a review by MoveWithUs that conveyancing searches do not feature within the most frequent causes of delays during the legal transfer of property. Searches are not likely to feature in any holding up conveyancing in West Norwood.
Are there restrictive covenants that are commonly identified during conveyancing in West Norwood?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in West Norwood. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Given that I will soon part with hundreds of thousands of pounds on a garden flat in West Norwood I wish to talk to a conveyancer concerning thehome move prior to giving the go ahead to the firm. Can this be arranged?
This is something that we recommend - we would be delighted to talk to you we do not take any clients on without you liaising with the solicitor due to be conducting your conveyancing in West Norwood.There is no ‘factory style conveyancing’ - each client is unique individual, not a matter reference. The solicitors that we put you in touch with believe that the fees you are quoted for your conveyancing in West Norwood should be the figure that you are charged.