I am obtaining a mortgage offer from Halifax. I hope to instruct a Licensed Conveyancer in Westminster. Does the Halifax Solicitor panel include conveyancers regulated by the CLC?
The Halifax conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
Our grandson is purchasing a newly built flat in Westminster with a mortgage from TSB. His lawyer has said that there is a delay in receiving the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?
The form is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the TSB conveyancing panel as a standard part of the process, and to the valuer when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the TSB conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
We see that you have a post code search directory listing law firms on the Nottingham conveyancing panel. Do companies pay you a referral fee if I instruct them for our conveyancing in Westminster?
We are a listing service only for law firms wishing to communicate if they are on the Nottingham conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Westminster.
We are buying a end of terrace house in Westminster. Our aim is to carry out a loft conversion at the house.Will the conveyancing process include checks to see if these alterations are prohibited?
Your solicitor should check the deeds as conveyancing in Westminster can sometimes reveal restrictions in the title deeds which restrict certain changes or necessitated the consent of a 3rd party. Many additions need local authority planning consent and approval in accordance building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these issues with a surveyor prior to committing yourself to a purchase.
My husband and I are spending time viewing flats in Westminster and I am about to put in an offer. Is it best to have a conveyancer on ‘stand by’? I will be getting a mortgage with Lloyds.
It would be wise to instigate your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the selling agent. As you are obtaining a mortgage with Lloyds, ask your prospective lawyers if they are on the Lloyds conveyancing panel otherwise they can't do the mortgage legal work.
The formalities of my purchase has taken place for my property in Westminster. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
All lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
Is there anything unique about your site and other web based conveyancing brokers when it comes to conveyancing in Westminster?
At this site secure a conveyancing quote from a Solicitor or Licensed Conveyancer that has a full understanding of the nuances of your conveyancing in Westminster. As opposed to estate agents and many comparison sites we do not have kick-back arrangements with solicitors. Many agents and online brokers 'recommend' the firm who pay the most commission, not the best value conveyancing in Westminster