We chose a local solicitor for my conveyancing in Wick today. Going through the Terms I seewe are responsible for charges even if our purchase doesn't happen. Should I ditch them and choose an internet firm advertising no-sale-no-fee conveyancing in Wick?

It is usually ‘give and take’ in that if "No Sale No Fee" is available then the conveyancing charges will tend to be be more expensive to cover the transactions that do not go ahead. Also remember that such offerings tend not to cover expenses by way of example Wick conveyancing search fees.

Is it the case that all Wick conveyancing solicitors on the Yorkshire BS conveyancing panel are overseen by the Solicitors Regulatory Authority?

As solicitors, in order to be on the Yorkshire BS conveyancing panel they would need to be overseen by the SRA. Many mortgage companies do list licenced conveyancers on their panel and in that case the firms would be regulated by the Council of Licensed Conveyancers.

I am purchasing a property in Wick. A rare aspect is that the roof has a solar panel. Virgin Money have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

Given that your lender is Virgin Money your lawyer must check the formal requirements outlined in Part two of UK Finance Lenders’ Handbook for Virgin Money. The CML Handbook includes minimum conditions for solar panel roof-space leases, and property lawyers are required to report to Virgin Money where a lease does not satisfy these requirements. The conditions relate to the installation of panels on properties nationwide and is not isolated to Wick.

The formalities of my remortgage has taken place for my property in Wick. Conveyancing was satisfactory but I would like to complain about the lender. How does one go about formally complaining?

Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.

My wife and I purchased a semi-detached Victorian house in Wick. Conveyancing solicitor acted for me and Bank of Ireland. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold with the exact same property. I thought I was buying a freehold how can I check?

You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Wick and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the position with the conveyancing practitioner who conducted the conveyancing.

About to purchase a new build apartment in Wick. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Wick

Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please supply a car parking plan.

What is different about your site and other internet conveyancing brokers for conveyancing in Wick?

At this site get an accurate quote via a Solicitor or Licensed Conveyancer that understands the issues of your conveyancing in Wick. Unlike many estate agents and brokerage sites we do not have kick-back arrangements with solicitors. Some agents and online brokers 'recommend' the firm paying the most commission, rather than the best value conveyancing in Wick