What does my ID and proof of funds have anything to do with my conveyancing in Pontyclun? Why is this being asked of me?
Anti-terror and anti-money-laundering laws require solicitors and licensed conveyancers to check the ID of the potential client they are dealing with prior to agreeing to accepting their conveyancing instruction. The Terms and Conditions that you need to sign will no doubt stipulate this. Your lender will also require certain documents to be checked. Should you refuse to hand over ID verification documents, your lawyer would not be able to accept instructions from you.
We are aiming to move house in May. Does my conveyancing solicitor call the removal company on the completion day. As an aside, can you suggest a removal company in Pontyclun. Conveyancing lawyer was organised prior to coming across your page.
On the day of completion you will need to collect the keys from your estate agent but this can only take place after the vendors lawyers inform the agent that they acknowledge receipt of the completion payment and the keys can be given over. You will need to advise the removal company that they can start moving you in. As a matter of policy we do not suggest a specific removal organisation but can help you locate a conveyancing in Pontyclun or a firm with expertise in conveyancing in Pontyclun.
I can not fathom if my mortgage offer requires a lease extension. I have telephoned my Pontyclun bank branch on numerous occasions and was told it does not affect the mortgage offer and they will lend. My Pontyclun conveyancing solicitor - who is on the bank conveyancing panel- telephoned and was told they refuse to lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
Provided that the conveyancing practitioner is on the mortgage company panel, they must adhere to the Council of Mortgage Lenders’ Handbook provisions for the bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.
After months of negotiation I have agreed a price on a house in Pontyclun. My financial adviser pressured me to appoint their conveyancer. I paid an upfront payment of £175. A few days later, the solicitor contacted me to say that they were not on the Kent Reliance conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Kent Reliance panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Due to the encouragement of my in-laws I had a survey completed on a house in Pontyclun before appointing lawyers. I have been told that there is a flying freehold element to the house. The surveyor advised that some lenders will not issue a mortgage on this type of property.
It depends who your proposed lender is. Santander has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can investigate further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Pontyclun. Conveyancing will be smoother if you use a solicitor in Pontyclun especially if they are accustomed to such properties in Pontyclun.
How easy is it to transfer to a new conveyancer as I need to find a firm on the TSB conveyancing panel. I was using a family conveyancing solicitor in Pontyclun round the corner but she is not accepted by TSB
We will our best to assist in finding you a conveyancing solicitor in Pontyclun on the TSB panel. Please note that the conveyancers that we work with do not pay us commission if you instruct them and are under regulation of the Solicitors Regulation Authority who oversee all conveyancing solicitors in Pontyclun. In utilising the find a conveyancing solicitor tool on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Pontyclun.
I need to appoint a conveyancing solicitor for residential conveyancing in Pontyclun. I've discover a site which appears to be the perfect answer If it is possible to get all the legals completed via web that would be ideal. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?