I have been recommended a conveyancing solicitor in Withernsea. I I would like to check if they are accepted on the Godiva Mortgages Ltd conveyancing panel. Could you or the lender confirm if they are on the panel?

You should contact your solicitor and ask them whether they are on the lender panel. Alternatively you can call Godiva Mortgages Ltd who may be able to assist.

i am purchasing my first flat in Withernsea with the aid of help to buy. The builders would not move on the amount so I negotiated 6k of additionals instead. The sale representative suggested that I not to tell my conveyancer about this extras as it may put at risk my mortgage with . Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I need to retain a conveyancing solicitor for purchase conveyancing in Withernsea. I have discover a web site which looks to be the ideal offering If there is a chance to get all formalities completed via phone that would be ideal. Do I need to be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?