Just contacted my conveyancing solicitor in Grimsby who acted for me two years ago asking for a conveyancing quote based on an identical type of house move (a leasehold premises and a freehold property) of almost identical values with a loan from Platform Home Loans Ltd. It looks as though am now being quoted double. Stick with what I know or do I try and find a cheaper online property lawyer?
The estimate does seem a little steep. If you shop around you may be able to shave off some of the expense by perhaps £125. On the other hand, assuming were content with the legal work the firm offered you mightcome to regret opting for an an untested conveyancer. If is important to be sure that the conveyancer can also act for Platform Home Loans Ltd. You can utilise our search tool to locate a Grimsby conveyancing firm on the Platform Home Loans Ltd conveyancing panel, which can often include conveyancing solicitors in Grimsby.
If you had a top tip for selecting a conveyancing solicitor in Grimsby what would it be?
It would be unwise to be tempted by the cheapest Grimsby conveyancing fees. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.
I have today made my last payment due on my mortgage with Aldermore. I assume I don't need a Grimsby conveyancing practitioner on the Aldermore panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Aldermore mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Aldermore mortgage from the register. Aldermore, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Aldermore has sent the Land Registry the discharge electronically, and
- Aldermore has instructed the Land Registry to do so
Intending to buy a flat in Grimsby. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Barclays conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Grimsby conveyancing practitioner is on the Barclays conveyancing panel.
I am buying my first flat in Grimsby with the aid of help to buy. The developers refused to move on the price so I negotiated £7000 of additionals instead. The sale representative advised me not inform my solicitor about this side-deal as it would affect my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I decided to have a survey done on a property in Grimsby in advance of instructing lawyers. I have been told that there is a flying freehold overhang to the house. Our surveyor advised that some mortgage companies tend not issue a mortgage on such a property.
It varies from the lender to lender. HSBC has different requirements from Halifax. If you call us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Grimsby. Conveyancing will be smoother if you use a solicitor in Grimsby especially if they regularly deal with such properties in Grimsby.
I am thinking of appointing a conveyancing solicitor in Grimsby for my home move. Is there any facility to review a solicitor's complaints history with the profession’s regulator?
You can see presented Solicitor Regulator Association (SRA) decisions arising from inquisitions from 2008 onwards. Visit Check a solicitor's record. For details Pre 2008, or to check a solicitors record, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, use +44 (0)121 329 6800. The regulator sometimes recorded telephone calls for training requirements.