I am buying a house for cash in Yeading. I have been residing for the previous dozen years in Yeading. Conveyancing searches are a lot of money. Given that I have knowledge of the road and vicinity intimately must I have all the conveyancing searches?

If you not getting a mortgage, then almost all of the Yeading conveyancing searches are at your discretion. Your conveyancer will 'advise', perhaps strongly, that you should have searches carried out, but he has a professional duty to take that path of advice. Do consider; if you are likely to dispose of the house in the future, it could be of importance to your prospective buyer what the searches contain. Sometimes houses with apparent issues can still throw up negative search results. A good conveyancing solicitor in Yeading will provide you some sensible advice concerning this.

Completed the sale of my flat in Yeading last April but the buyer keeps calling daily to moan that his lawyer is waiting to hear from mylawyer. What are the post completion sale legalities following completion?

Following your sale your lawyer should forward the transfer documentation and all additional paperwork to the purchaser's lawyers. If applicable, your conveyancer should also send confirmation that the legal charge in favour of the lender has been redeemed to the purchasers conveyancers. There is unlikely to be post completion tasks unique to conveyancing in Yeading.

I am purchasing a right to buy a flat in Yeading. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?

Leaving aside the complexities and merits of DIY conveyancing in Yeading you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Yeading.

We are planning to move house in February. Should my conveyancing solicitor liaise with the removal company on the completion day. Incidentally, can you put forward a removal company in Yeading. Conveyancing lawyer was found before I stumbled across this site.

On the day of completion you will need to pick up the house keys from your property agent but this can only happen once the previous owners conveyancers inform the agent that they acknowledge receipt of the completion payment and the keys can be passed over. After that you can tell the removal company that you are ready to move in. We do not suggest a particular removal company but can help you choose a residential property solicitor in Yeading or a legal practice that specialises in conveyancing in Yeading.

I have a mortgage with Leeds Building Society for my property in Yeading. Conveyancing was finalised some time ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Leeds Building Society?

Your original mortgage agreement with Leeds Building Society will provide that you need their approval in advance of renting your property as this is likely to be a breach of Leeds Building Society’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Leeds Building Society directly. You need not do this via a Leeds Building Society conveyancing panel solicitor.

I was told four weeks ago that my mortgage has been agreed to by Coventry BS. Is it usual for Coventry BS to only issue the offer once my solicitor in Yeading is approved on their conveyancing panel? Coventry BS have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.

A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Coventry BS to deal with your lawyer's application to be on the Coventry BS conveyancing panel. There's no guarantee that your solicitor will be accepted.

I am buying my first flat in Yeading with a loan from Alliance & Leicester . The sellers refused to move on the amount so I negotiated £7000 of fixtures and fittings instead. The property agent suggested that I not disclose to my solicitor about the deal as it would put at risk my mortgage with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.