I have recentlydiscovered that Arc property Solicitors have closed. They conducted my conveyancing in Accrington for a purchase of a freehold house 9 months ago. How can I check that my home is in my name in the name of the previous owner?

The quickest way to see if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Accrington conveyancing specialists.

Due to the encouragement of my in-laws I had a survey completed on a house in Accrington prior to appointing solicitors. I have been advised that there is a flying freehold aspect to the house. Our surveyor has said that some mortgage companies may refuse to grant a mortgage on this type of property.

It varies from the lender to lender. Lloyds has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Accrington. Conveyancing may be slightly more expensive based on your lender's requirements.

Am I better off to go with a Accrington conveyancing solicitor based in the location that I am hoping to buy? An old friend can deal with the conveyancing but they are based a couple of hundredmiles drive away.

The primary upside of using a local Accrington conveyancing practice is that you can drop in to sign paperwork, present your identification documents and apply pressure on them if necessary. Having local Accrington know how is a benefit. However nothing is more important than finding someone that will pull out all the stops for you. If if people you trust used your friend and on the whole were impressed that must trump using an unfamiliar Accrington conveyancing lawyer solely due to them being round the corner.

Are there common defects that you encounter in leases for Accrington properties?

Leasehold conveyancing in Accrington is not unique. All leases are drafted differently and drafting errors can result in certain sections are missing. For example, if your lease is missing any of the following, it could be defective:

Maintenance charge proportions which don’t add up to the correct percentage Clauses dealing with recovering service charges for expenditure on the building or common parts.

A defective lease will likely cause problems when trying to sell a property as they can affect a potential buyer’s ability to obtain a mortgage. Yorkshire Building Society, The Royal Bank of Scotland, and Clydesdale all have very detailed requirements when it comes to what is expected in a lease. If a mortgage lender believes that the lease is problematic they may refuse to provide security, forcing the purchaser to pull out.

Accrington Conveyancing for Leasehold Flats - Examples of Questions you should ask before Purchasing

It is important to be aware whether changing the roof or some other major work is anticipated that will be shared by the tenants and could well materially increase the the service fees or result in a one off invoice. It would be wise to find out if there is anything that is prohibited in the lease. For instance plenty of leases prohibit pets being allowed in certain buildings in Accrington. If you love the apartmentin Accrington but your cat can’t live with you then you have a very hard decision. Who are the managing agents?

I see that you have a post code search directory identifying firms on the bank conveyancing panel. Do Accrington conveyancing companies pay you a referral fee if I retain them for my own house purchase?

We are a listing service only for law firms wishing to communicate if they are on the bank conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Accrington.