IfI was to acquire a simple residential housein Haslingden mortgage fee and have no survey and no conveyancing searches how much could I expect to to save on my conveyancing in Haslingden?

The sole reduction in fees you would achieve is the disbursement for searches. The lawyer still be obliged to do everything else - money laundering, liaising with the sellers conveyancing practitioner, stamp duty return, register the title etc. A marginal saving might be made by not having to register a mortgage however it will not be meaningful.

I've recently found out that there is a flying freehold issue on a house I put an offer in two weeks back in what should have been a quick, no chain conveyancing. Haslingden is the location of the property. Can you offer any opinion?

Flying freeholds in Haslingden are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Haslingden you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Haslingden may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

Am I best advised to go with a Haslingden conveyancing solicitor based in the location that I am buying? I have an old university friend who can conduct the legal formalities however her office is 400kilometers away.

The benefit of a high street Haslingden conveyancing practice is that you can pop in to sign documents, deliver your identification documents and pester them if necessary. Having local Haslingden know how is a plus. That being said nothing is more important than finding someone that will do a good and efficient job. If other friends have used your friend and they were impressed that should outweigh using an unfamiliar Haslingden conveyancing lawyer solely due to them being Haslingden based.

Our conveyancer has advised that he intends to complete and exchange simultaneously on the disposal of our £200,000 garden flat in Haslingden next Tuesday. The landlords agents has quoted £408 for Landlord’s certificate, building insurance schedule and 3 years service charge statements. Is it legal for a freeholder to charge an administration fee for a flat conveyance in Haslingden?

Haslingden conveyancing on leasehold flats normally involves administration charges invoiced by freeholders :

Completing pre-contract enquiries Where consent is required before sale in Haslingden Supplying insurance information Deeds of covenant upon sale Registering of the assignment of the change of lessee after a sale

Your lawyer will have no control over the level of the charges for this information but the average costs for the information for Haslingden leasehold premises is £350. For Haslingden conveyancing transactions it is customary for the seller to pay for these costs. The landlord or their agents are under no legal obligation to answer such questions most will be willing to do so - albeit often at exorbitant prices where the fees bear little relation to the work involved. Unfortunately there is no law that requires fixed charges for administrative tasks. Neither is there any legal time frame by which they are obliged to provide the information.

I bought a 1st floor flat in Haslingden, conveyancing formalities finalised half a dozen years ago. Can you let me have an estimated range of the fair premium for a lease extension? Equivalent properties in Haslingden with over 90 years remaining are worth £202,000. The average or mid-range amount of ground rent is £55 per annum. The lease finishes on 21st October 2081

With only 56 years left to run we estimate the price of your lease extension to be between £29,500 and £34,000 as well as plus your own and the landlord's "reasonable" professional fees.

The suggested premium range above a general guide to costs for renewing a lease, but we are not able to supply the actual costs without more comprehensive investigations. You should not use the figures in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. You should not move forward placing reliance on this information before getting professional advice.

Should I stop my mortgage payments with HSBC as soon as a completion date for my sale in Haslingden has been agreed?

You would be well advised to continue meeting any mortgage sums to HSBC pending the mortgage being paid off on completion as part of your Haslingden conveyancing.