We are planning to acquire a flat and need a conveyancing solicitor in Rawtenstall who is on the Barclays conveyancing panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Barclays . We don't recommend any particular firms conducting conveyancing in Rawtenstall.
A friend advised me that if I am buying in Rawtenstall I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is occasionally included in the estimate for your Rawtenstall conveyancing searches. It is not a small report of more than thirty pages, listing and setting out important information about Rawtenstall around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Rawtenstall Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful data concerning Rawtenstall.
I'm purchasing a new build house in Rawtenstall with a mortgage from Skipton Building Society. The builders would not reduce the amount so I negotiated 6k of fixtures and fittings instead. The estate agent advised me not to tell my lawyer about this extras as it will adversely affect my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I opted to have a survey carried out on a house in Rawtenstall before retaining solicitors. I have been told that there is a flying freehold element to the property. My surveyor advised that some banks tend not give a mortgage on such a premises.
It depends who your proposed lender is. Bank of Scotland has different requirements from Nationwide. Should you wish to telephone us we can look into this further with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Rawtenstall. Conveyancing may be slightly more expensive based on your lender's requirements.
We have just had a bid accepted on our 1st house in Rawtenstall, and are about to get solicitors lined up. We have made use of the various comparison based websites and the fee estimates are from all across the England and Wales. Is it necessary to have a Rawtenstall lawyer local to our prospective house? I am willing to do everything electronically, but I am thinking at some stage we may need to visit the property lawyer's office to sign papers?
Generally there is no requirement to attend the office of your conveyancer, they can post any relevant papers to you, which you can sign and send back. Many home movers prefer to use a locally based solicitor, but it is not essential for conveyancing in Rawtenstall.