We are purchasing our first house. Our conveyancing practitioner has contact usto see if we wish to take out additional conveyancing searches. We are really unsure what's recommended for conveyancing in Addiscombe

The range of Addiscombe conveyancing searches depends primarily on the premises, the location, the likelihood of any of these risks, your knowledge of the area and risks, your general attitude to risk. What matters is that you properly understand what information each search could provide. Then you can make a decision if you personally think you need that information. Should you be in doubt, ask your solicitor to advise.

What is the first thing I need to know concerning purchase conveyancing in Addiscombe?

Not many law firms shout this from the rooftops but conveyancing in Addiscombe and elsewhere in South London is often a confrontational process. In other words, when it comes to conveyancing there is an abundance of opportunity for friction between you and other parties involved in the ownership transfer. For instance, the seller, property agent and sometimes your bank. Selecting a solicitor for your conveyancing in Addiscombe should not be taken lightly as your conveyancer is your adviser, and is the ONE person in the legal process whose responsibility is to act in your best interests and to protect you.

There is a worrying creep of a "blame" culture- someone has to be at fault for the process being so protracted. We recommend that you your first instinct should be to trust your solicitor above all other parties when it comes to the legal transfer of property.

There is lots of here about conveyancing in Addiscombe but what is your top tip for choosing the right conveyancer in Addiscombe

We would encourage you not to go for the lowest Addiscombe conveyancing quote. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.

My father informed me that in buying a property in Addiscombe there could be a number of restrictions affecting the ability to carry out external changes to a property. Is this right?

We are aware of anumerous of properties in Addiscombe which have some sort of restriction or requirement of consent to carry out external changes. Part of the conveyancing in Addiscombe should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

We have agreed to purchase a house in Addiscombe. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender UBS be concerned?

Given that your lender is UBS your lawyer must comply with the conveyancing instructions set out in Section two of UK Finance Lenders’ Handbook for UBS. The CML Handbook stipulates minimum conditions for solar panel roof-space leases, and conveyancing practitioners are required to report to UBS where a lease does not meet these specifications. The conditions relate to the installation of panels on properties countrywide and is not limited to Addiscombe.

Will our lawyer be raising enquiries concerning flooding as part of the conveyancing in Addiscombe.

The risk of flooding is if increasing concern for lawyers dealing with homes in Addiscombe. Plenty of people will acquire a house in Addiscombe, completely expectant that at some time, it may be flooded. However, aside from the physical damage, where a property is at risk of flooding, it may be difficult to get a mortgage, suitable building insurance, or dispose of the premises. Steps can be carried out as part of the conveyancing process to forewarn the purchaser.

Solicitors are not best placed to offer advice on flood risk, but there are a various checks that may be initiated by the purchaser or by their solicitors which will figure out the risks in Addiscombe. The standard completed inquiry forms sent to a buyer’s lawyer (where the Conveyancing Protocol is adopted) includes a usual question of the vendor to determine whether the premises has ever been flooded. In the event that flooding has previously occurred which is not disclosed by the vendor, then a purchaser may commence a compensation claim resulting from an misleading reply. A purchaser’s conveyancers will also carry out an environmental search. This should disclose if there is any known flood risk. If so, further investigations should be initiated.

I have recentlybeen informed that Arc property Solicitors have been shut down. They carried out my conveyancing in Addiscombe for a purchase of a leasehold flat 18 months ago. How can I establish that the property is in my name in the name of the former proprietor?

The quickest method to check if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Addiscombe conveyancing specialists.