It is 10 years ago since I acquired my house in Coombe Warren. Conveyancing lawyers have recently been instructed on the sale but I can't find my title documents. Will this cause complications?

Don’t worry too much. Firstly there is a chance that the deeds will be kept by the mortgage company or they may stored with the solicitor who oversaw your purchase. Secondly in most cases the property will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers acquiring current official copies of the land registers. Nearly all conveyancing in Coombe Warren relates to registered property but in the unlikely event that your home is not registered it adds to the complexity but is resolvable.

I am looking to buy a house and need a conveyancing solicitor in Coombe Warren who is on the National Westminster Bank solicitor. Can you recommend a local firm?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for National Westminster Bank in certain locations such as Coombe Warren. We dont recommend any particular firm.

I am purchasing my first flat in Coombe Warren with a mortgage from Leeds Building Society. The developers refused to reduce the price so I negotiated £7000 of additionals instead. The sale representative told me not to tell my conveyancer about the extras as it may affect my mortgage with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Yesterday I discovered that there is a flying freehold issue on a property I put an offer in a fortnight ago in what should have been a simple, chain free conveyancing. Coombe Warren is the location of the property. Can you shed any light on this issue?

Flying freeholds in Coombe Warren are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Coombe Warren you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Coombe Warren may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

What tools are available to identify a Coombe Warren solicitor on the Aldermore conveyancing panel? I have wheels and am willing to travel upto 25miles to meet the conveyancer.

Feel free to make use of the tool on this page. Please pick a lender and your location and you will see a number of Coombe Warren conveyancing lawyers based on proximity. We have detailed some Coombe Warren conveyancing firms at the bottom of this page and you can ring them to see whether they are on the Aldermore panel