Our god-son is about to exchange on a newly built flat in Alford with a mortgage from Skipton. His lawyer has advised him of a delay in receiving the ‘Disclosure of Incentive Form’. Who needs to receive the form?

The document is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Skipton conveyancing panel as a standard part of the process, and to the surveyor when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Skipton conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

I am due to move home in February. Does my conveyancing solicitor communicate with the removal company on the day of completion. As an aside, can you suggest a removal company in Alford. Conveyancing lawyer was chosen before I stumbled across this site.

On the afternoon of completion you will need to pick up the house keys from your estate agent but this can only occur when the sellers lawyers confirm to the agent that they have the completion monies and the keys can be released. After that you can tell the removal company that you are ready to move in. As a matter of policy we do not suggest a specific removal organisation but can help you find a conveyancing in Alford or a legal practice that specialises in conveyancing in Alford.

Can you help - my lawyer says that breach of easement insurance is needed on my purchase. What is the level of cover for Alford conveyancing?

The appropriate level of breach of easement indemnity insurance depends on who your lender is. It would differ for example between HSBC Bank and Skipton Building Society. Conveyancing practitioners as opposed to borrowers take out such insurances.

Leeds Building Society have agreed my home loan in principle, my offer on a flat in Alford has been agreed to, now what?

The property agent will wish to be informed of your conveyancing practitioner's details (make sure the conveyancers are on the lender’s approved list). Call up Leeds Building Society or your broker and complete any outstanding forms. Leeds Building Society will appoint a valuer who will get in contact with the estate agent or seller to book an appointment. Once carried out (assuming no problems) it takes on average a week to receive the mortgage offer. Leeds Building Society will issue the offer to you and your conveyancers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Alford.

I have been on the look out for a ground for flat up to £195,000 and identified one round the corner in Alford I like with a park and transport links in the vicinity, the downside is that it only has 51 remaining years left on the lease. I can't really find anything else in Alford in this price bracket, so just wondered if I would be making a mistake purchasing a lease with such few years left?

If you need a mortgage the shortness of the lease will be a potential deal breaker. Reduce the price by the anticipated lease extension will cost if not already taken into account. If the existing proprietor has owned the property for at least twenty four months you can request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this matter.

What is different about your site and other online quote calculators when it comes to conveyancing in Alford?

At this site obtain a conveyancing quote via a Solicitor or Licensed Conveyancer that appreciates the issues of your conveyancing in Alford. Unlike many estate agents and many comparison sites we do not operate commission deals with solicitors. A large number of agents and online brokers 'recommend' the firm who pay the most commission, rather than the best value conveyancing in Alford

Back In 2007, I bought a leasehold flat in Alford. Conveyancing and Aldermore mortgage are in place. I have received a letter from someone saying they have taken over the freehold. Attached was a ground rent demand for rent dating back to 1998. The conveyancing practitioner in Alford who previously acted has now retired. Any advice?

First contact the Land Registry to make sure that this person is in fact the new freeholder. There is no need to instruct a Alford conveyancing lawyer to do this as you can do this on the Land Registry website for less than a fiver. You should note that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.

I own a ground floor flat in Alford, conveyancing was carried out half a dozen years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Equivalent properties in Alford with over 90 years remaining are worth £179,000. The ground rent is £65 invoiced every year. The lease comes to an end on 21st October 2081

With just 57 years remaining on your lease we estimate the premium for your lease extension to range between £26,600 and £30,800 as well as professional fees.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to supply a more accurate figure without more comprehensive investigations. You should not use the figures in a Notice of Claim or as an informal offer. There are no doubt other issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Neither should you move forward based on this information before getting professional advice.