Will my conveyancing lawyers need to check that the building insurance when buying a house in Ashtead. My lender is Bank of Ireland
Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 15/12/2024, the requirements read as follows :
We are due to move home in January. Will my conveyancing solicitor update the removal company on the day of completion. As an aside, can you put forward a removal company in Ashtead. Conveyancing lawyer was found prior to coming across this page.
On the afternoon of completion you can collect the keys from your estate agent but this should only happen after the vendors solicitors advise the agent that they acknowledge receipt of the completion payment and the keys can be handed over. Subsequently you will need to inform the removal company that they can start moving you in. We are not in a position to suggest a particular removal organisation but can assist you in locating a conveyancing in Ashtead or a firm with expertise in conveyancing in Ashtead.
Two weeks ago we had a mortgage agreed in principle with Nottingham. Ashtead conveyancing practitioners were instructed. What is the average time that one could expect to receive a mortgage offer from Nottingham?
There is no definitive answer here. Have Nottingham conducted the survey? Have you informed Nottingham as to your lawyers' details and checked that your lawyers are on the Nottingham conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I am selling my house. I had a double glazing fitted in July 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Yorkshire BS are being difficult. The Ashtead solicitor who is on the Yorkshire BS conveyancing panel is saying indemnity insurance will be fine but Yorkshire BS are insisting on a building regulation certificate. Why do Yorkshire BS have a conveyancing panel if they don't accept advice from them?
It is probably the case that Yorkshire BS have referred the matter to their valuer. The reason why Yorkshire BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Due to the encouragement of my in-laws I had a survey completed on a property in Ashtead before instructing solicitors. I have been informed that there is a flying freehold aspect to the house. The surveyor advised that some mortgage companies may refuse to grant a mortgage on this type of property.
It varies from the lender to lender. HSBC has different instructions for example to Halifax. If you contact us we can investigate further via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Ashtead. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Ashtead to see if the conveyancing costs will increase in light of this.
In searching the internet for the words conveyancing in Ashtead it shows results of many property lawyerslocally. How do I determine which is the right solicitor for my move?
The best way of choosing the right conveyancer is via trusted recommendation, so seek the opinion of colleagues and family who have purchased a property in Ashtead or the local estate agent or mortgage broker. Charges for conveyancing in Ashtead differ, so it's sensible to obtain a minimum of three quotes from different conveyancers. Be sure to obtain confirmation what costs in the quote includes.
Do online conveyancing organisations cover everything a local Ashtead solicitor does or must I use a solicitor for the final stages for my conveyancing in Ashtead?
If you use an online conveyancer they should cover all the things your Ashtead solicitor will cover.