In the event thatI were to acquire a straightforward homein Epsom and Ewell for cash and have no survey and no conveyancing searches how much would I expect to have to pay for conveyancing in Epsom and Ewell?
The sole reduction in fees you would make on is the disbursement for searches. The lawyer still got to do everything else - money laundering, communicating with the sellers conveyancer, stamp duty submission, register the title etc. A marginal saving might be made by not having to register a mortgage but it will not be significant.
Completed the sale of my flat in Epsom and Ewell last March but the buyer keeps whats apping every few hours complaining that their conveyancer is waiting to hear from mysolicitor. What are the post completion sale legalities now that I have sold?
Post completion of your house sale your solicitor should send the transfer deeds and all of the paperwork to the buyer’s solicitors. If applicable, your solicitor must also evidence that the home loan has been discharged to the buyers conveyancers. There is unlikely to be post completion steps specific conveyancing in Epsom and Ewell.
I'm the single beneficiary of my late father’s estate with all property in now in my sole name, including the my former home in Epsom and Ewell. The Epsom and Ewell property was put into my name in October. I want to move. I do know about the CML 6 month 'rule', which means that my property ownership may be treated the same way as though I had purchased the property in October. Will no one buy the property for half a year?
The Council of Mortgage Lenders’ handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be impacted by that. Some lenders would take a pragmatic view as this provision primarily exists to identify the purchase and immediately sell or the quick reselling of properties.
is it true that all Epsom and Ewell solicitor firms on the Santander conveyancing panel are regulated by the SRA?
As solicitors, in order to be on the Santander conveyancing panel they would need to be governed by the SRA. Many banks do permit licenced conveyancers on their panel and in such a situation the organisation would be regulated by the CLC.
We were going to get a AIP from Barclays this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Barclays recommend any Epsom and Ewell solicitors on the Barclays conveyancing panel, or is it better to go independently?
You will need to appoint Epsom and Ewell solicitors independently although you'll need to choose one on the Barclays conveyancing panel. The solicitor represents both you and Barclays through the process.
I have been on the look out for a flat up to £245,000 and found one near me in Epsom and Ewell I like with a park and transport links in the vicinity, the downside is that it only has 61 remaining years left on the lease. There is not much else in Epsom and Ewell for this price, so just wondered if I would be making a mistake purchasing a short lease?
Should you need a home loan that many years will likely be a potential deal breaker. Reduce the price by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the property for a minimum of 2 years you could ask them to start the process of the extension and then assign it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should consult your conveyancing solicitor about this matter.
What tools are available to locate a Epsom and Ewell law firm on the National Westminster Bank conveyancing panel? I have a car and am willing to travel upto 20kilometers to meet the solicitor.
You can use the search on this page. Please pick a lender and your location and you will see a number of Epsom and Ewell conveyancing lawyers based on proximity. We have listed some Epsom and Ewell conveyancing firms towards the end of this page and you can telephone them to check whether they are on the National Westminster Bank member panel